QUOTE(adele123 @ Jul 3 2015, 05:07 PM)
i'm curious about the other 50%
50% necessities.
No.. not that Gucci handbag, nor those neon alligator shoes..
NECESSITIES.. those are "Feel good" or "Savings for Specific Spending" coz it cost a bomb

The game is to reduce that 50% for NECESSITIES, thus reaching Financial Freedom faster
and increase the rest, especially Investments & Feel Good - must balance mar,
else become crazed over building investments only.
Note
1. personally, charity i lumped in "Feel Good", not "Necessities" (unlike for some) coz i do feel good when i help out.
2. easier version = spend 70%, save 30% (15% buffer, 15 investments)
but.. i'm anal, need to be very specific in order to focus
This post has been edited by wongmunkeong: Jul 3 2015, 06:09 PM