Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards AEON Credit Cards V3, By AEON Credit Service
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 Jul 23 2015, 02:13 PM
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#1
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Junior Member
234 posts Joined: May 2013  
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anyone got lubang to apply for Aeon credit card?
applied 3 times iirc and all rejected haha...two at aeon credit center, one at booth. i have no idea why rejected. im good paymaster, more than enough annual income for aeon card, already have 4 cards with 4 banks and no overdue. This post has been edited by one punch man: Jul 23 2015, 02:14 PM |
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Jul 23 2015, 11:02 PM
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#2
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Junior Member
234 posts Joined: May 2013
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QUOTE(red_scorpion @ Jul 23 2015, 02:15 PM) what is your debt ratio? loan/repayment amount to net income? high commitment will caused the rejection also.. debt ratio about 80% (house and car loan) they are considering cc application just like house loan application  QUOTE(richstars8818 @ Jul 23 2015, 03:40 PM) outstanding for each cards per month? ur salary more than 10k or 20k per month? car loan? house loan? never got outstanding. all card paid in full before due. about rm3~4k spend per month for all card.hopefully in next 2 year my salary can be 10k  i just want to apply aeon watami to utilise the BT offer and some cash back. i dont think watami requried > 30k annual income This post has been edited by one punch man: Jul 23 2015, 11:08 PM |
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Jul 24 2015, 01:36 PM
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#3
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Junior Member
234 posts Joined: May 2013
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QUOTE(red_scorpion @ Jul 24 2015, 10:57 AM) 80% is high..you try apply HL Bank, their officer say 65% for them only..but they will call/sms ask for more document to help you reduce the debt ratio.... Already have HLB, CIMB, MBB cards...my debt ratio when i applied aeon earlier this year was 50%. Only recently become 80% due to car.QUOTE(richstars8818 @ Jul 24 2015, 11:09 AM) try to apply aeon classic or gold? see so many forumers ger rejected for watami.. whats the catch behind?... twice applied gold and one watami..all also rejectedThis post has been edited by one punch man: Jul 24 2015, 01:38 PM |
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Jul 24 2015, 09:12 PM
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#4
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Junior Member
234 posts Joined: May 2013
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regardless of watami cashback
in terms of rewards/points value...is it better get watami or the new aeon gold card? |
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Jul 24 2015, 09:27 PM
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#5
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Junior Member
234 posts Joined: May 2013
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QUOTE(victorywp @ Jul 24 2015, 09:22 PM) watami... because watami points can directly exchange for cash to deduct your outstanding. and BT to watami cards also earns points right?great  cant wait to reapply again haha |
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Jul 25 2015, 03:44 PM
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#6
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Junior Member
234 posts Joined: May 2013
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QUOTE(alexwsk @ Jul 25 2015, 02:33 PM) yep, no more points, abused kaw kaw by forummers incl me dy  QUOTE(victorywp @ Jul 25 2015, 03:41 PM) bt to aeon cc no more points already. hahaha i missed the boat then.alas the interest free bt is still there now just need to patiently wait for months before can reapply again |
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