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Credit Cards AEON Credit Cards V3, By AEON Credit Service

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lawsh
post Jun 26 2015, 09:21 AM

Cikurity
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From: KL
as a holder of multiple platinum and above cards to be rejected for the application of this card is a big blow to me

i can't understand it at all
this was supposed to be my replacement card for OCBC titanium card
any advice on other choices?

still in disbelief that i have been rejected doh.gif doh.gif doh.gif
lawsh
post Jun 26 2015, 11:12 AM

Cikurity
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Senior Member
6,788 posts

Joined: Jan 2003
From: KL
QUOTE(sms2u @ Jun 26 2015, 09:56 AM)
Different financial institute have different rule or procedure.
Of cos different formula to judge for qualification for an application for credit card.

You might have to high DSR (Debt Service Ratio) which exceeded the limit and cause credit card application rejected.
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well if clearing the statement balance every month is bad then i won't want to deal with them at all
lawsh
post Jun 26 2015, 11:22 AM

Cikurity
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Senior Member
6,788 posts

Joined: Jan 2003
From: KL
QUOTE(fruitie @ Jun 26 2015, 11:16 AM)
Well, FYI I was rejected by Maybank for their Ikhwan Plat card despite holding their MBB2Cards Plat as well.
Not forgetting I have other banks' cards and no issue in other applications.

I clear all my statement balance on time and still they put me in high exposure category. smile.gif

How many cards do you have now? If I'm still interested in 6 months later, I might cancel some of my not useful cards for Ikhwan Plat.
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cancelling more and more because the benefits were revised thus making them very unattractive to maintain
now having 5-6

trying to swap to other cards with similar or better benefits

sigh, thought of abusing Aeon's 6 months zero BT sad.gif

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