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Credit Cards AEON Credit Cards V3, By AEON Credit Service

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LostAndFound
post Jun 19 2015, 09:23 AM

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Wanna ask, considering these 2 cards, Watami seems much better in cash back due to the 3%. What's the benefit of going for the new Gold cards besides premium lounge access?
LostAndFound
post Jun 19 2015, 09:27 AM

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QUOTE(ronnie @ Jun 19 2015, 09:25 AM)
NEW Aeon Gold Card - If you shop a lot at AEON stores to collect more AEON MEMBER Points
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However if that's the case Watami still makes more sense as I would be getting 3%? Unless looking at situation where spending is going above 5k per quarter? In which case a 1% unlimited CB card still earns me more?
LostAndFound
post Jun 19 2015, 12:06 PM

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QUOTE(HenryJay @ Jun 19 2015, 10:14 AM)
if u using any other 1% unlimited cap rebate cc, u need spend more than 5K per month in order to compete with watami 3% rebate.

watami maxrebate in 3 months =rm150

1% rebate in order to get rm150 = 15000/3 months = 5000/month
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QUOTE(sj0217 @ Jun 19 2015, 10:17 AM)
This is not 1%, is 3%

Minimum need to spend RM3k per quarter, max rebate RM150 which is RM5k spending
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Sorry, what I meant was:-

Scenario A: Spending less than 5k per quarter - Watami better than the NEW Aeon Gold card in terms of reward

Scenario B: Spending more than 5k per quarter - even then any 1% CB card can beat NEW Aeon Gold card.

So what for anyone wants NEW Aeon Gold card (except for KLIA lounge access)?
LostAndFound
post Jul 2 2015, 04:43 PM

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Hi, planning to apply Watami soon because of Aug 1st Maybank2Kard dying =).

Looks like never been any promo for signing up/free gift right? So I just go apply at any AEON?

Is it really need to bring EPF and 6 month payslip? Or provide that later on request.
LostAndFound
post Jul 2 2015, 10:18 PM

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QUOTE(fruitie @ Jul 2 2015, 10:06 PM)
Ethical wise. tongue.gif
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Yeah, save a bit of money here and god angry at you worth a not? =p

Or ancestor, depending on your belief.
LostAndFound
post Jul 2 2015, 10:19 PM

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QUOTE(jhlou @ Jul 2 2015, 05:14 PM)
You just need to go to any Aeon Supermarket/Big and look for their card sales team.
Then they will print out your EPF statement and photostat your IC, fill in form on the spot.
Few months back they gave me jusco voucher, i think RM5 or RM10.

Finally wait for card approval around 1 - 2 weeks. Card arrival in next 7 days.
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Very nice, I think I'll do it tomorrow =) thank you
LostAndFound
post Jul 30 2015, 02:48 PM

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QUOTE(peri peri @ Jul 30 2015, 01:43 PM)
Btw, my 1st 3% cash back for watami credited on 2nd july.

Is everyone here share the same date?
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Haven't gotten this card (yet, apply di), but as I recall from T&C it will depend when you apply/approve right?
LostAndFound
post Aug 6 2015, 02:22 AM

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Mine the lady who took my form didn't request the correct documents, so another staff had to call me and request. And then the email didn't go through to their system, so only passed documents today.

Fingers crossed 2 weeks can get =)
LostAndFound
post Aug 6 2015, 09:26 AM

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QUOTE(mgb @ Aug 6 2015, 08:21 AM)
Just collected my watami card yesterday, approval date 3rd aug smile.gif
Going to keep my amex and ocbc ti in the drawer and move all spending onto the watami hehe
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AMEX sure worth to keep if nothing better (and maxed or can't reach with Watami), but there's exactly zero benefit to OCBC Titanium right now....
LostAndFound
post Aug 19 2015, 09:44 AM

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QUOTE(victorywp @ Aug 19 2015, 09:41 AM)
so you mean the blame is on us the customers? because we don't know how to explain what we actually need?  sad.gif
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In this case, AEON is the customer, they purchase/order the system.
LostAndFound
post Sep 12 2015, 10:45 AM

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My card approved 2 weeks ago (PIN arrived, and I called their CS they confirmed approved) but still not yet arrived. AEON Watami. Any advise where to follow up? Scared poslaju notice lost ke...
LostAndFound
post Oct 19 2015, 09:01 AM

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Dear all,

Received my first Watami bill and need to clear up a bit of (my) confusion.

Bill date 10 Oct 15, due date 2 November 15, meaning I have to pay up in full by 2 Nov to avoid interest being charged (standard, no question here).

But later on in the statement, under the itemized expenses, it has this line -

Your card anniversary month
Principal <card number> - 19 August 2016

Does this mean my 3 months start from 19 Aug? Because 19 Aug to 10 Oct (my first bill) almost 2 months. Trying to optimize, if this is the case then I left a month to maximize cash back only.
LostAndFound
post Oct 19 2015, 11:13 AM

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QUOTE(rapple @ Oct 19 2015, 09:32 AM)
19 Aug to 18 Nov - Yea, you have 1 month time.

And cash back will be credited back to you in 10 Dec statement.
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Thanks. This is actually good news for me as I expect to spend quite a lot early December, and have already crossed RM4k in this last month's spending =)
LostAndFound
post Oct 22 2015, 03:42 PM

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QUOTE(Sirius @ Oct 22 2015, 02:22 PM)
I would like to apply for Aeon Watami, my previous company didnt pay EPF for probation staff, so my EPF record show 0 for 3 months, even I got payslip but I think they might not believe our payslip.

Now my EPF start again, I am thinking should I apply now, or wait another 1 or 2 months, let more EPF entry appear only goto apply.

Any comment?
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Watami one of the more stringent CC (I think you need 6 months payslip), so I would not risk it.
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post Oct 22 2015, 04:52 PM

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QUOTE(rapple @ Oct 22 2015, 03:43 PM)
No harm trying in my opinion.
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The 'harm' is only that if rejected cannot reapply for 6 months.
LostAndFound
post Oct 23 2015, 06:27 AM

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QUOTE(rapple @ Oct 22 2015, 05:13 PM)
Maybe. But my Maybank card got approved in July 2015 after the 1st application rejected in March 2015.

I guess this is just a guideline only.

EDIT: Even if he didn't apply he still have to wait for another few months for his salary slip and epf. Why not, apply now and see what happens.
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Oh, no cool down period for you? Congrats =)

If that's true then yes, may as well try luck.
LostAndFound
post Nov 2 2015, 05:30 PM

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QUOTE(fruitie @ Nov 2 2015, 02:57 PM)
My CL is clear now, I didn't spend a single cent on my Aeon card recently.
Only 90% of CL is allowed right? It's already good enough for me.
Is there any 12 months BT? unsure.gif

The hospital can help to do easy payment but there will be interest, that's why I intend to BT to avoid unnecessary interest. I'm sharing the burden with my sister now, half-half for us. Just hope my dad's insurance can claim a bit of amount as he has nearly used up his quota for this year. sweat.gif
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12 months don't have 0% charge already if I recall correctly. Now is past the 'golden months' of so many free BT last time di.

Sorry to hear about your situation.
LostAndFound
post Nov 14 2015, 01:52 PM

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QUOTE(WhitE LighteR @ Nov 13 2015, 06:22 PM)
All this SMS bullshit one la. They just wan to recoup their money for the prize... just waste money reply only. Every month also got this shit.
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Citation required.... your SMS cost paid to them?
LostAndFound
post Nov 15 2015, 12:13 AM

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QUOTE(noien @ Nov 14 2015, 06:26 PM)
got my 2nd statement and there is a RM50 cash rebate.
may i know what is that for ? should be the 3%cb should be on 3rd statement?
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I also received that, not sure why.
LostAndFound
post Dec 7 2015, 12:06 PM

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First time doing BT for my Watami, a few questions:-

Can I round (up/down?) the amounts? Last time I remember maybank BT MUST be rounded.

T&C ( https://www.aeonmalaysia.com.my/acs/static/.../BT_TnC_Eng.pdf ) says can pay 'outstanding amount', how do i prove that? Screen shot of current outstanding as well as latest statement?

Any limitation on total BT amount? As long as it's within my credit limit should be fine right?

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