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Credit Cards AEON Credit Cards V3, By AEON Credit Service

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KenYoung
post Oct 14 2015, 10:43 AM

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To apply for watami , if no pay slip nor epf.. Got other way?
Like bank statement? Lol

Or my Maybank sole prop corporate current acc statement ?

This post has been edited by KenYoung: Oct 14 2015, 10:48 AM
KenYoung
post Nov 3 2015, 08:08 PM

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del-

This post has been edited by KenYoung: Nov 3 2015, 09:32 PM
KenYoung
post Nov 3 2015, 09:22 PM

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QUOTE(rapple @ Oct 22 2015, 03:43 PM)
You can try put more supporting document like bank statement to support your last 3 month income.

And add in your latest epf statement and your current pay slip with your company offer letter.

If you have last year EA, you can also submit together.

No harm trying in my opinion.
*
I own an enterprise , submitted my 5 months bank statement (total i have only 5 since just recently started business) on the 14th of Oct but up till now still no news and when i call them they got no solution for me!

how do they actually value if a business owner is entitled for the card? i can only say got quite healthy in and out transactions... but frm their point of view, how do they determine, i wonder?

i also have healthy personal savings account as i do many odd job and trading, should i include? no history of employment or income tax yet.. only last time few months part time many years ago got some EPF record. lol
KenYoung
post Nov 13 2015, 04:21 AM

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QUOTE(rapple @ Nov 4 2015, 09:11 AM)
I think is because you don't have any tax records and your business is still new.
*
So how to strengthen my applicAtion? My personal bank account sure ok 1. Shows a lot genuine debit credit and bank balance also ok?
KenYoung
post Nov 15 2015, 02:03 AM

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QUOTE(laymank @ Nov 13 2015, 11:58 AM)
When it comes to credit evaluation, how much money you have in your account balance does not really secure you anything. But if you have a solid Tax or EPF record, which is a strong indication of your steady income and that speaks louder.
*
smile.gif

anyway re-applied at menara Olympia... of course balance in bank acc doesnt mean much.. but i have healthy transactions anyway with substantial amount of money moving in and out (genuine transactions) bcoz i do part-time biz, if it means anything lol.. anyway just hoping for best. lol
KenYoung
post Feb 19 2016, 08:52 PM

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for aeon watami card, each card (principal and supp.) entitle for rm150 quarterly rebate? or both cards combined rm150?

when i talk to the CS ,she said every month have to swipe once to get annual fee waived? any1 can verify this?


KenYoung
post Feb 19 2016, 09:39 PM

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yday the CS told me once a month..... lol..

and each card 150... but i read b4 was combined.. anyway let me call them and ask again . lol

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