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Credit Cards AEON Credit Cards V3, By AEON Credit Service

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victorywp
post Jul 18 2015, 01:21 PM

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QUOTE(Human Nature @ Jul 18 2015, 01:03 PM)
that is only for the first time for approval and statement date adjustment. after that, it should appear on every 3rd statement. like my case, it used to appear on the 4th month but recently has been adjustment to the 3rd.
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my approval date on 12th, i never receive earlier than 4th month. sad.gif
victorywp
post Jul 19 2015, 12:04 AM

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QUOTE(sj0217 @ Jul 18 2015, 09:43 PM)
I see, noted with thanks

This is really good deal then, RM30 + RM 30 + another 5% discount (watami credit card) smile.gif
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plus 10% if you spend above rm100. and rm50 off of your birthday month same with your anniversary. lol...
victorywp
post Jul 19 2015, 12:31 AM

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QUOTE(kart @ Jul 18 2015, 11:26 PM)
Thanks for the information, victorywp and Human Nature.

1. If I swipe AEON WATAMI Visa Classic Card at AEON, can I earn 1 x AEON Member Point for every Ringgit spent?

2. I currently do not have my own AEON Member Card. If I swipe the credit card and the AEON Member Card (belonged to my family member), can I earn 1 x AEON Member Point (for the credit card) and 1 x AEON Member Point (for AEON Member Card), for every Ringgit spent?
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1) yes, you will get aeon watami cc 1x point.
2) yes, you will get aeon watami cc 1x point and your family member get 1x aeon member card point.
victorywp
post Jul 20 2015, 09:10 PM

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QUOTE(xbotzz @ Jul 20 2015, 08:32 PM)
My watami application has been denied.. Called up CS and they said based on the application form, they can deny and do not have to give reason.. Lol.. Best part my pbb signature approved today..

Is there a way to get a reason from them?.. I wanna know why denied before reapply or use wife details..
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perhaps your pbb signature application took up or maximised your risk profile already.
victorywp
post Jul 20 2015, 09:40 PM

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QUOTE(richstars8818 @ Jul 20 2015, 09:38 PM)
How is risk profile calculate?

As far as i concern... i do understand about DSR lo ..
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yes, dsr and each bank's credit policy.
victorywp
post Jul 24 2015, 09:05 PM

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QUOTE(Styrroyds @ Jul 24 2015, 06:35 PM)
so with watami + member card

i earn 1 Aeon Reward point -  can redeem RM20 voucher for 5000 points

and 1 Aeon Member point? - can redeem RM20 voucher for 2500 points

they are separate?

EDIT: or at the 25th, the points i get from Watami will be transferred to my Aeon Member Card? So this is essentially 2X Aeon member points
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for watami card, the points are separate between cc point and member card.
victorywp
post Jul 24 2015, 09:22 PM

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QUOTE(one punch man @ Jul 24 2015, 09:12 PM)
regardless of watami cashback

in terms of rewards/points value...is it better get watami or the new aeon gold card?
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watami... because watami points can directly exchange for cash to deduct your outstanding.
victorywp
post Jul 25 2015, 03:41 PM

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QUOTE(one punch man @ Jul 24 2015, 09:27 PM)
and BT to watami cards also earns points right?
great  drool.gif  cant wait to reapply again haha
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bt to aeon cc no more points already.
victorywp
post Aug 2 2015, 12:03 AM

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QUOTE(bee993 @ Aug 1 2015, 11:43 PM)
lol exactly same situation.....plan to go aeon to pay but chg plan due to ahjibkor come mlk sure jammed...(every car go his event get rm50)

so do istant but failed then juz do normal ibg...from my own exp...few bank mbb ocbc aeon wont charge for this 1-2days as late payment...my guess they need time to process and then payment come in so become no charge. hmm.gif
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then you should change plan and go to jib's event instead for rm50. if aeon charge you interest, at least you still can cover using this rm50 ma. brows.gif
victorywp
post Aug 3 2015, 02:04 PM

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QUOTE
RM0.00 AEON CREDIT: Enjoy RM20 OFF storewide at lazada.com.my with min purchase of RM100.Insert voucher code "AEON20" upon check out.Offer til 18 Aug '15.T&C

victorywp
post Aug 6 2015, 01:37 PM

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QUOTE(celaw @ Aug 6 2015, 12:57 PM)
No difference if I didn't use the link right?
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yeah, if you already have a shopback account.
victorywp
post Aug 10 2015, 09:37 PM

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QUOTE(kelvinlzy @ Aug 10 2015, 03:36 PM)
Thanks. Meanwhile will just buffer a few days before the end of the quarter to avoid zero rebate.
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i never faced this problem before, always maximising rm150 per quarter. i wonder if it happens, can we complain/dispute with the cs on the less cb received due to the shifting of quarter dates? will the cs entertain?

This post has been edited by victorywp: Aug 10 2015, 09:44 PM
victorywp
post Aug 10 2015, 09:40 PM

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double post

This post has been edited by victorywp: Aug 10 2015, 09:43 PM
victorywp
post Aug 10 2015, 09:46 PM

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QUOTE(Human Nature @ Aug 10 2015, 09:44 PM)
If you recall, I have a previous case whereby two of my transactions are not accounted for due to the jump from the old system to the new system. They acknowledged this and credited the cashback without fuss. Aeon is one of the more accommodating CC provider around. Having said this, the posted schedule remains valid.
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yeah, now i recalled. since they do entertain our complaint, so there's no need for me to monitor and buffer few days for this. thanks.
victorywp
post Aug 13 2015, 10:03 PM

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watami cc is the only card i will always spend >rm20k annually. other cc max also i spent rm12k annually only.
victorywp
post Aug 14 2015, 05:13 PM

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QUOTE(ronnie @ Aug 14 2015, 04:10 PM)
The latest AEON statement shows a 3% Quarterly Rebate ... and caused me to lose RM40 of rebate sad.gif

My anniversary Date : 4 Feb
The 1st Quarter Rebate was calculated wrongly using 12-Feb to 12-May. I assume the +1 day every quarter --> 4th Feb + (1 day x 4 quarters x 2 years)
2nd Quarter Rebate has been "re-adjusted" to 13-May to 3-Aug

Wrong Calculation all these while !!!!  mad.gif  vmad.gif
Q1: 04 Feb 2013 - 04 May 2013
Q2: 05 May 2013 - 05 Aug 2013
Q3: 06 Aug 2013 - 06 Nov 2013
Q4: 07 Nov 2013 - 07 Feb 2014

Q1: 08 Feb 2014 - 08 May 2014
Q2: 09 May 2014 - 09 Aug 2014
Q3: 10 Aug 2014 - 10 Nov 2014
Q4: 11 Nov 2014 - 11 Feb 2015

Q1: 12 Feb 2015 - 12 May 2015
Q2: 13 May 2015 - 03 Aug 2015 --- corrected now
Q3: 04 Aug 2015 - 03 Nov 2015
Q4: 04 Nov 2015 - 03 Feb 2016
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i thought they re-adjust yearly?
anyway, will they give you the rm40 which you lost because of this?
victorywp
post Aug 15 2015, 10:14 PM

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QUOTE(guy3288 @ Aug 15 2015, 10:03 PM)
Y3Q1 why so short like that?? sure kah, how can Aeon do that to us?
Like that my CB sure affected liao for Y3 Q1 and Q2....
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just call the cs to complain and get your cb back. biggrin.gif
victorywp
post Aug 15 2015, 10:16 PM

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QUOTE(edwardccg @ Aug 15 2015, 09:31 PM)
I bought RM700 item from Lazada. But the item is faulty. So I return and getting refund. Then I order the same item again with Lazada.

So my rebate quota will used up RM1400 or only RM700?
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if it's refunded back to your cc, your quota will be freed. so only rm700 used.
victorywp
post Aug 16 2015, 10:28 PM

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QUOTE(Kr0ll3R @ Aug 16 2015, 05:27 PM)
The cashback quarter started to count  on my approved date, right?
or they do have their own quarterly system?
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yes, start from your card approval date. so each cardholder has different quarter depending on their approval date.
victorywp
post Aug 18 2015, 11:02 AM

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QUOTE(ronnie @ Aug 18 2015, 10:45 AM)
Programmer did this wrong before 13-May
=DATE(YEAR(B4),MONTH(B4)+3,DAY(B4))

Correct version calculation effective 13-May-2015 is
=DATE(YEAR(B4),MONTH(B4)+3,DAY(B4)-1)
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wah, they even informed you the coding?
rclxms.gif

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