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Credit Cards AEON Credit Cards V3, By AEON Credit Service

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cipher3344
post Mar 8 2016, 04:29 PM

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can anyone enlighten me how new aeon gold point work.

every spend in aeon store get 2x points.(with aeon member card)

every spend out from aeon store will get 1x points?
eg: insurance, petrol, casino etc?
cipher3344
post Mar 11 2016, 09:39 PM

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every ringgit spend on Aeon gold will earn 1 point? including insurance, petrol etc???

2500 point change rm20 voucher seem no bad?



cipher3344
post Mar 12 2016, 08:03 PM

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QUOTE(DarReNz @ Mar 12 2016, 03:17 PM)
so if no more 3% u still keep the card to change voucher ?
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if watami 3% cut, sure will move on to aeon gold.

as least spend in aeon mall get 2x points.
2500 change to rm20.. CB 1.6%
cipher3344
post Mar 14 2016, 08:33 AM

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QUOTE(victorywp @ Mar 14 2016, 03:42 AM)
my quarter ended on 11/3 and i already stopped using it in my recent transactions... actually shall i continue using it for the 3% since there is no announcement yet?
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having same problem. stop using it since march..

called Aeon, it seem like their Management still do not have decision how to abandon this ship..

if the decision is move everyone to new card, there is unsure spending on march april may will get CB...
cipher3344
post Mar 22 2016, 07:55 PM

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QUOTE(edwardccg @ Mar 22 2016, 07:44 PM)
My quarter start on 31 march.
Have to spend 3k - 5k by 30 apr to get the last 3%
Seems hard for me. Unless pay 5k insurance in advance
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QUOTE(Human Nature @ Mar 22 2016, 07:48 PM)
i will have 1000 insurance, so need to spend 2000 to meet 3k min and another 400 extra to round out my points for redemption.
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since the card MIGHT cease in May, your guys still spend on it?

the last CB March-May MIGHT not happen! 1% pun takda


cipher3344
post Mar 22 2016, 08:19 PM

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QUOTE(Human Nature @ Mar 22 2016, 07:58 PM)
refer to my update at previous page  brows.gif
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OiC.. until end of April with minimun spend 3k only eligible..

left only 1.5 months. forcing to spend is not my type... unless u have 1-2k spending coming in.,..

sumore i already turn my spend into other card..and point got redeemed...

good luck on your last shot!
cipher3344
post Mar 23 2016, 07:54 PM

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QUOTE(asiatrader98 @ Mar 23 2016, 07:51 PM)
why RM3k and why RM90? rclxub.gif
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minimum
3k @3%=RM90

or if u can reach 5k@3%=RM150.. even better.

cipher3344
post Mar 23 2016, 08:14 PM

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QUOTE(ronnie @ Mar 23 2016, 06:46 PM)
My Quarter 1 period is from 4 Feb 2016 to 3 May 2016.
My 3% rebate calculated will be until transaction posted by 30 April 2016, right ?
When will it be credited ?
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based on the TnC/FAQ released,

all benefit will cease after 30 april, so, as long as u secure the transaction (posting date) before 30 apr, and u spend at least 3k before the date,

then the CB will reflect in next statement, which is 10th of month.

any other transaction from 1 May onward are not count in 3% quarterly rebate, but should able collect reward point, which can redeem as cash rebate.

the card is useless after 1May, but i believe the point system will still going on, until the card expire itself.

after u finished all the point inside, u may proceed to cancel the card. or apply new Aeon card.

==========================================

another option Aeon offer is, convert the card to other Aeon CC, convert the reward point into Aeon member point.
however, the conversion rate unknown.

=============

AEON just cease the BENEFIT, NOT THE CARD! the card is still usable until it expire date or u cancel it!



p/s: all of above based on my understanding of notice and FAQ. u are welcome to provide your opinion.

This post has been edited by cipher3344: Mar 23 2016, 08:25 PM
cipher3344
post Mar 23 2016, 08:21 PM

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QUOTE(jhlou @ Mar 23 2016, 05:26 PM)
I was telling that this information has not been shared by Aeon.
Obviously I do not know the answer right now.
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value of conversion should be similar.

currently watami 5000 reward point = rm20 cash rebate

while Aeon point 2500= rm20 voucher.

so if u can understand the statement, the 5000 reward point should only able convert to 2500 Aeon point... then the value of conversion is similar.


p/s: i guess.
cipher3344
post Mar 23 2016, 09:29 PM

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QUOTE(alexwsk @ Mar 23 2016, 09:04 PM)
imo, the card needs to be either converted or cancelled after May 16, cannot use it until expiry date
they will call to chk our preference
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if u read notice, 4: the card remain valid for transaction.

convert or cancel or apply new are the option Aeon offer.
u can choose to use it after 1 May.... but without 3% and watami benefit
cipher3344
post Mar 24 2016, 09:55 PM

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QUOTE(asiatrader98 @ Mar 24 2016, 09:52 PM)
My one is 3rd jan-3rd april

do you mean after 3rd april  if i swipe rm5k before end of april i will entitle to get RM150?
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as long as u swipe min 3k and get posted before end of april.

u will get the CB.
cipher3344
post Mar 28 2016, 01:48 PM

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QUOTE(owj @ Mar 28 2016, 11:59 AM)
I did call CS and they mentioned the same. However I forgot to ask when will the 3% quarterly cash rebate be given. As it is usually given end of the quarter.

If the card ends 30th Apr, how will they be depositing into our credit card? If can deposit, we cant use the rebate since card is inactive already?
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u can still using the card after april.
just watami benefit and 3% CB stoped.

i believe the CB will reflect in May statement, as Aeon keep on pushing us to terminate asap.

else u just have to wait next quarter while holding watami CC. no harm ma......
cipher3344
post Mar 28 2016, 10:14 PM

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QUOTE(WhitE LighteR @ Mar 28 2016, 05:39 PM)
ic. so they still offer this one. i thought its no longer there after they came out with the "NEW" Aeon gold card. So confusing the naming. Thanks.

I dont see any auto annual fee waiver stated there.
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new aeon cc seem beter then old.
rm1 spend in aeon =2point.

2500point=rm20voucher.

additional point when in member day or privilege day.


cipher3344
post Mar 28 2016, 10:22 PM

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QUOTE(lee1234 @ Mar 28 2016, 06:33 PM)
"Your AEON Watami credit card will be converted to another AEON credit card from May 2016 onwards. Our customer care officer will contact you to assist with you on the process including confirmation of preferred card"

I think they try to get a replacement to everyone by April and terminate all the watami in May.  Cash back can be easily transferred to other card but i wonder how the reward point will be.  dry.gif
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Aeon giving option to convert to new cc, however u can still holding watami until it expired.

as i mentioned many times, watami cc still usable after 1 May..
just it dont have watami benefit and 3% CB.

the holder can choose to terminate or just follow aeon help to convert.

make sure u get the CB and points redemption before terminate or convert.!
cipher3344
post Mar 29 2016, 11:01 AM

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QUOTE(sendohz @ Mar 29 2016, 10:34 AM)
What if i hold both New Aeon and Watami currently? Will tell call me to convert?
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if u have other Aeon card, then u just terminate watami, but make sure u redeemed points.

convert is another tactics ask u continue with Aeon...
since i can apply outside with free gift. your choice...
cipher3344
post Mar 29 2016, 02:24 PM

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QUOTE(kyle_kl @ Mar 29 2016, 01:25 PM)
The old you mean is Aeon gold card (without "NEW" in front)?
For me, i am thinking to convert Watami to Aeon gold, reasons are
1. I seldom shop at Aeon, and Aeon gold allow you earn reward points (same with Watami) rather than Aeon member points.
2. Reward points allow you redeem cash back to the cc. Aeon member  points can only redeem shopping voucher.
3. I think they able to transfer Watami reward points to Aeon gold since they both use reward points.

Both cards have benefit of free access to PPL.
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comparison

new aeon cc
1. spend in aeon rm1250 get rm20 voucher. (1.6% rebate)(rm1=2x aeon point)
2. spend outside rm5000 get rm20 voucher. (0.4% rebate)
(rm2=1x aeon point)

old aeon cc
1. all transaction aeon and not aeon rm5000 get rm20 cash rebate. (0.4% rebate)(rm1=1x reward point)


conclusion:
is matter u want voucher or cash rebate.
for me, new aeon give extra benefit, voucher is still $$..
cipher3344
post Mar 29 2016, 04:10 PM

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QUOTE(WhitE LighteR @ Mar 29 2016, 04:06 PM)
my opinion is that i can get better return if i spend using other cards for groceries like CIMB CB (2%), HLB MACH(2%) , SCB Gold (3.x%), PBB VS(6%) etc etc

and i dont need to force myself to shop on a specific date as well
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agree on u as there are many cc beter then aeon cc. eg: wise.


we are in discussions if aeon Cs call, which of the best Aeon cc to convert........lolx...


cipher3344
post Mar 30 2016, 01:51 PM

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QUOTE(DarReNz @ Mar 30 2016, 12:54 PM)
actually what happens if you apply the new aeon card but don't apply the aeon member (j card) ?
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new aeon cc point system=aeon member point card

cc itself doesn't carry any point. the point will transfer to aeon member card.

the cc is tied to member card...is compulsory.


cipher3344
post Apr 3 2016, 10:48 PM

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QUOTE(StealthK @ Apr 3 2016, 06:15 PM)
Just got new AEON gold visa card (my first credit card in my whole life), where can I check my point ?  tongue.gif
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new aeon gold card points is aeon member card.

so u need go aeon mall cs ask lo.

why u din ask before u apply card?? what else u sign on application form?
cipher3344
post Apr 3 2016, 11:16 PM

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QUOTE(fruitie @ Apr 3 2016, 11:02 PM)
Actually what's the problem of getting the New AEON Gold? unsure.gif
I got my card for free first year. Second year onward, if you don't renew it, then no more AEON membership card linked to it.

For me, I don't bother about it because I only need it for PPL. Points or no points, not really my concern. laugh.gif
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additional benefit lo.
other spend rm2=1point.
if u accidentally spend 5k in this card..u got rm20 voucher ma..

the membership rm24 for 3year..if no frequent shopper in aeon.
forget it lo..

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