alamak, wrong thread.

Yes, paid a few months.
It is slow during some time of the day. Try different time.

For such a major Insurance Company, their IT (system / staffs) sucks big time. Almost vomit blood try using it.

hie guys, my credit limit of rm10k is fully used up with installments. So lets say for this month, I have already paid my installment of rm1.5k, can i put in an additional rm1.5k and i will get back rm1.5k credit limit?

The AIA online payment does not allow to make partial payment. I am thinking of split up my Yearly Premium of rm4000 to 5x of rm800 and pay by PBB VS to maximise the CB to 5x rm48(6% of rm800).

Lump sum payment of rm4000 using Watami gives rm120 CB compare to PBB VS's rm50.

It is not worth to change the PolicyMode to quarterly as the quarterly payment will be rm1040 instead of rm1000, i.e. paying extra rm40 to get rm50CB.

Unless yearly premium is below rm1666, otherwise not worth it if one can pay with Watami.

That is because your quarterly is high.
What about converting to monthly?

ot: monthly will be even higher. only investment-linked policy has no difference whether you pay yearly, bi-yearly, quarterly, or monthly.

Yes, that's how it works for the credit limit.

Just wondering, 10k credit limit that you mentioned is just example right? It really doesn't make sense that you hold a VS but with such credit limit...

you can put a cap on the CL for your supp card. eg your principal card got CL 100k and you dont want your son supp card to over spend, you can cap it at RM5k a month.


I am trying look for PBB terms and conditions for the 6% cash back for supp card.
But cannot find.

Anybody can help point out where to read that T&C? Thanks.

eh i thought you are the one that reported about the supp card issue:

Any know will payment at TIME dotCom get 5% CB? Anyone tried before?

My point is if use PBB VS to pay AIA thru their webportal, a large part of the CB earned will be used to pay for the extra in the quarterly premium.

Say if annual premium is rm3200 when converted to quarterly payment is rm3200*0.26=rm832, instead of rm3200/4=rm800. CB earned using PBB VS=rm832*6%=rm50 minus the extra rm32, u effective get only rm18 or 2.3%, which is lower than if using Watami.

keep getting this error while paying IWK through pos online portal.....

anyone experienced this b4?

Been trying with Chrome, Mozilla, and IE also same error message.

yes you are right.
in Jun 15 when i wanted to activate my supp card, PBB CS said if separate limit for supp card, their spending cannot get 6% CB. so i didnt activate it .

but recently, 2 different CS said same thing very contradictory to previous one in June 2015. thye said if separate CL on suppcard, they can each get RM50??

i emailed them- 1st reply :
------------------------------------------------------------------
We refer to your telephone conversation with our Customer Service Representative on 31 August 2015.

Please be informed that your supplementary credit cardholders may enjoy 6% Cash Back if meet grocery, dining (exclude dining at hotel) and eCommerce merchant category code (exclude transaction via www.pbebank.com), capped at RM50 per bill cycle.

We hope the above has clarified your query. Should you require further assistance, please do not hesitate to drop us an email.

Thank you.


Yours truly
for PUBLIC BANK BERHAD

Ying
Customer Service
PB Card Services

----------------------------------------------------------------

i asked for further clarification- 2nd reply.

Fed up they cant give clear answer.....to a simple Q.

That Ying girl is very sweet one  don't bully her ar 

maybe you can give a scenario:


This post has been edited by Human Nature: Sep 4 2015, 09:08 PM

get their boss to talk to you....
if the boss said yes and they don give u the rebate...sue them

Anyone that used the UOB Pay online to pay TNB bill before, can you please advice what it "Bill No"? what should i fill in?

No invois cukai

I just put number "1", and it works all the time.

Do we have to spend min RM1k to entitle for this 6% cash rebate?