Affin Bank FD promotion for 15 mths @ 4.33% have expired
They have introduced a new FD promotion

any idea if money put in FD or exchange to other currency notes such as USD and SGD for better value?

Saw RHB at Jalan Mega Mendung hanging a big banner with FD promo...7%+ for 3 months FD. Anyone can confirm?

Don't expect FD to be more than 4.7%. 4.7% is the highest

but if dun increase.. bank liquidity problem.. money running out.. then u start to malaysia style QE to further devalue it again?

Lady luck with u 

Can use e-smart saver that pays 4% promo rate for this promotion?  If can then effective is 8.8/2=4.4%, best 3mth rate!!

in case of short term needs.. no need to lock for 15 mths which seems a long time under current economic situation

walauii...4.5%.. min fund how much??

just a rough calculation of avg monthly interest gained upon maturity when compared between tenure vs (final) effective rate %
MBB 10-mth @ 4.15% p.a. - RM 69.36

UOB 12-mth @ 4.20% p.a. - RM 70.19

PBB 12-mth @ 4.175% p.a. - RM 69.77

MBB 12-mth @ 4.50% p.a. - RM 75.21 (islamic GIA, no guarantee)

OCBC 13-mth @ 4.20% p.a. - RM 70.28

HLB 15-mth @ 4.26% p.a. - RM 71.27

MBSB 18-mth @ 4.50% p.a. - RM 75.07 (no PIDM)

I will take the HLB 15 months promo, as they are pidm protected, and pays interest monthly,
the interest paid out can put into another fd, that makes 3%+- interest onto your interest.

best part is, hlb published 3 languages for the T&Cs, but not the promo page. 

monthly interest crediting seems nice, but a bit mahfan to open another CASA for HLB  furtheremore, HLB doesnt have good high-interest CASA too.

No need CASA placement, just open CASA for monthly interest deposit.