For the Affin promo (4.33% - 15months) - must open a savings account?
Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3
Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3
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Jun 17 2015, 04:17 PM
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#1
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Junior Member
277 posts Joined: Jan 2010 |
For the Affin promo (4.33% - 15months) - must open a savings account?
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Jun 19 2015, 02:15 PM
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#2
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Junior Member
277 posts Joined: Jan 2010 |
can someone explain in greater detail what does fresh fund typically mean? lets say i have 2 bank accounts - mbb and uob. i do an online transfer of $ from mbb to uob and get uob to issue me a banker's cheque and which i go present to mbb. all this done in a span of 3 days. will mbb consider it as fresh fund or certain amount of time needs to lapse first? if so, how long usually?
does it make a difference if instead of banker's cheque - i re-transfer online to maybank after a week from uob. and then go to counter to use it as fresh fund for fd placement. would this also work? thanks! |
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Jun 23 2015, 09:51 AM
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#3
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277 posts Joined: Jan 2010 |
The personnel at UOB says that FD upliftment can be done at any branch - which is great and convenient.
Does anyone else know if other banks practice the same thing.. particularly Affin, OCBC and PB since I think these have better FD promo rates. Thanks! |
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Jul 3 2015, 02:03 PM
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#4
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277 posts Joined: Jan 2010 |
QUOTE(Gen-X @ Jul 3 2015, 01:50 PM) Last few days I was occupied with Maybank's credit card benefits. Today I did go find out what are the Fixed Deposit Promotions being offered by the banks and I'm sad to report that mostly are bundled with Unit Trust (which I won't be bothered to bring to your attention). Noticed the Affin FD Promo for 4.33% [15 months] not mentioned. Is this no longer available?I just updated my Fixed Deposit Page and there are not many promos to highlight! http://generationsxyz.blogspot.com/p/fixed-deposit.html If you are a HLB PB customer, call your RM as it seems there 12 months step-up FD has been extended. UOB no longer offers 12 months but 10 months FD Promo! OCBC on the other hand is still offering up 4.2% for 12 months but with their CMGIA-i. And to my surprise, Maybank's 5+5 Months Step Up is still available today. I won't be surprise if UOB revise their Merdeka FD Promos in a week or 2 to include 12 months at 4.2% to be competitive with OCBC. OT - If you hold a Maybankard 2 Cards, Maybank Visa Signature or Maybank 2 Cards Premier, click here to my Recommendation of Credit Cards 2015 and read my comments. |
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Jul 6 2015, 02:45 PM
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#5
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277 posts Joined: Jan 2010 |
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