Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3
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 Jul 6 2015, 11:37 PM
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#1
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Junior Member
249 posts Joined: Sep 2014 
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Hi, im confused. let's say i deposit RM100k into FD (Maybank Promo now) which 12 (6 +6) Months Step Up - 4.04% and 4.3% . Effective Interest Rate 4.165%. Means i calculate interest based on 100K x 4.165% = RM4165? Or? Quite new on FD promo. If compared with OCBC, which it gives 4.2%? Means OCBC is better in term of FD rate?
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Jul 7 2015, 11:58 AM
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#2
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Junior Member
249 posts Joined: Sep 2014
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hi, so currently which banks offer better rate? OCBC (4.2% pa)? RHB? (4.21% pa)?
MBB (4.17%), im looking for promo FD. If normal FD rate definitely is Affin Bank? (3.7% pa)? Im confused with CMGIA-i Promos? 6-month Commodity Murabahah General Investment Account-i? Is it same as normal FD? Only different in term? Islamic vs Con? |
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Jul 7 2015, 12:23 PM
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#3
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Junior Member
249 posts Joined: Sep 2014
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QUOTE(Ramjade @ Jul 7 2015, 01:08 PM) You can check and see whether affin still have 4.33% for 15 months or not sure. but if OCBC and RHB,both also okay? if looking for 12 mths* QUOTE(cybpsych @ Jul 7 2015, 01:09 PM) as shared by adele123 earlier sure. but if OCBC and RHB,both also okay? if looking for 12 mths*  FD Amazing 6+6 Campaign [ Maybank | T&Cs ] Enjoy amazing rates with a minimum fresh deposit of RM25,000 for Individual customers or RM50,000 for SME/Business Banking customers in a single certificate on our 6+6 months Fixed Deposit. Offer is open to Maybank customers and is applicable for Conventional Fixed Deposit placement of fresh funds made over the counter only at any Maybank branch in Malaysia. The campaign is valid from now till 24th July 2015 or upon reaching the overall limit, whichever is earlier |
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Jul 7 2015, 04:43 PM
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#4
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Junior Member
249 posts Joined: Sep 2014
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QUOTE(SmallPotato2011 @ Jul 7 2015, 04:02 PM) Perhaps you may put OCBC 4.2% p.a. for their Islamic FD.. No stupid CASA or saving plan.. Thanks for the info. I just applied for rhb 4.21%. Purposely open open one account for the interest. Haha.You will get Hugo Boss Roller Ball Pen (I think worth USD100)... lol! Please sms register before go.. Enclose some links for your study.. Just now when I put my FD for this offer, the girl seem does not know in detail.. Need to show her these then she only know... http://www.ocbc.com.my/personal-banking/Ac...mart/index.html http://www.ocbc.com.my/assets/pdf/Accounts...o_savesmart.pdf |
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