Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3
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 Sep 18 2015, 08:53 AM
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#1
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2,065 posts Joined: Feb 2011 
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QUOTE(cklimm @ Sep 17 2015, 01:28 PM) The PB advert is kinda misleading also, by putting Note 5 right beside 3.88%pa The PB free Note and Tab with CASA is a joke. Both not even worth it as the gadget's price is much much much lower than interests gained in a FD for 6 months...    Wonder who thought of this promo...looks like PB inching up the kiamsiap ratings...  |
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Sep 25 2015, 11:51 AM
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#2
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2,065 posts Joined: Feb 2011
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OCBC FD with free gifts....
Saw many comments on FB saying its limited offer and it seems gifts no guarantee and already out of stock. Anyone can confirm this? Sien... |
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Sep 30 2015, 07:20 AM
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#3
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2,065 posts Joined: Feb 2011
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QUOTE(bbgoat @ Sep 29 2015, 10:15 PM) This one is super good. I asked the MBB BM twice if there is any catch like CASA. He said no. So I am not going to ask for higher rate and will channel more funds to this FD promo. 4.5% He told me monthly interest some more !!  Anyway tomorrow I will try to verify it. My FD is only due on Oct 1st.  Update: I may update tomorrow quite late on this. Anyway some of you can call MBB to confirm this also.  I wait for news too |
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Oct 1 2015, 08:23 AM
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#4
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2,065 posts Joined: Feb 2011
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QUOTE(kns88798 @ Oct 1 2015, 08:20 AM) Anyone sign-up the recent OCBC FD Trolley Bag/Air Purifier Giveaway Campaign ? Did the officer told ur that Air Purifier is limited to first 50 units only ? This T&C is not per OCBC website intro and hotline customer service reply but according to OCBC officer, the T&C is per their internal doucumentation, really annoying and I endeded up putting my FD with HLB. I read so many bad reviews about OCBC in here. I also went to OCBC branch the other day but looks like a lot of things very fishy, whereby they have some internal documents which doesn't seem to be the same for every branch  |
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Oct 1 2015, 09:28 AM
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#5
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Senior Member
2,065 posts Joined: Feb 2011
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QUOTE(cybpsych @ Oct 1 2015, 08:36 AM) capital not guaranteed means I might not get back my initial fund? eg I put 10k, 1 year later, for whatever reasons, I won't get my initial 10k back? if MBB without pidm, still okay for me, but the other disclaimers are a worrying :DDD u go bambu ur RM la, ask him why not guaranteed, even stated in b&w on websites. how to put the trust onto them le.  |
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Oct 1 2015, 05:24 PM
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#6
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2,065 posts Joined: Feb 2011
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QUOTE(Vincent9696 @ Oct 1 2015, 04:46 PM) 10k only , 40k for entitle of gift Just sharing experience here...I have gotten Ringgit Plus gifts in the past. I would say that they are legit, just that have to make sure their T&C is fulfilled... On OCBC, I went to their branch 2 weeks ago, intending to place FD with free gifts. The bank promo with free luggage is supposedly till 30 Sept and I have received bank SMS. Ringgit Plus free luggage promo supposedly till end Nov (or Dec'15) based on email I received, but I haven't received SMS from Ringgit Plus. When I went to the branch, the girl told me can only redeem either one (Bank or RPlus) and both ends on 30 Sept...  I disagreed with her and she took out the promo booklets and showed me that she's right...in which she is. In my opinion, there's confusion here. I still feel with RPlus is legit but you have to make sure you have the evidence to support your claim.As for me....I decided to forgo....  |
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Oct 1 2015, 06:21 PM
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#7
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QUOTE(LNYC @ Oct 1 2015, 06:17 PM) Public bank step up promo interest will credited to your sa directly. And yes you can withdraw the 1st 6month. U may find online the terms for the product. Betul-betul. I already got the first 6 months interest credited... |
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Oct 2 2015, 10:25 PM
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#8
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2,065 posts Joined: Feb 2011
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Wanna ask...
What's the difference between transfering money:- Case 1. person A to person A (different bank) Case 2. person A to person B (different bank) Q:- Q1. Is there any difference in terms of method (i.e. GIRO/Banker's cheque, etc)? Q2. Is there any difference in terms of fee charges (i.e GIRO/Banker's cheque, etc)? Q3. Are all the banks have the same charges or varies? Q4. Among all the above methods, which is the cheapest option for Case 1 and Case 2?  |
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