Jun 12 2015, 10:21 AM
QUOTE(BoomChaCha @ Jun 11 2015, 02:24 PM)
Ya loh... 
Not to say that not scare at all, scare a bit lah..
[attachmentid=4482107]
[attachmentid=4482110]
Please be aware that if FD deposit is less than RM 30K, a management fee
RM 10.00 will charge each month.
A minimum RM 5.00 is required to open an Advance current account, it is refundable
when you close the current account.
The FD can only be effective after your banker's check is cleared.
You can only withdraw this HSBC FD on the next working day of FD maturity day.
So, we will lose at least 3 days interest, unless if we bring cash then will only lose one day interest.
Maybe a free umbrella is still available, just ask for it..if umbrella is no more available, then ask for other gifts
that HSBC has..
You can use this method if you want to place more than RM 30K since the maximum limit is RM 30K per name.
Let's say if you want to place RM 90K:
(1) A for RM 30K for first RM 30K
(2) B for 30K for 2nd RM 30K
(3) A + B (Joint account) for third RM 30K
Total RM 90K + RM 5 x open 3 Advance current accounts = RM 90015.00
And you will get 2 free umbrella..
I am also planning to open this FD promo with HSBC. Thanks for the clear advice. However, I understand that some banks impose a penalty fee for closing account before a certain timeframe. The Advance current account does not have this penalty fee? I presume that we are not obliged to take their cheque book as well? Not to say that not scare at all, scare a bit lah..
[attachmentid=4482107]
[attachmentid=4482110]
Please be aware that if FD deposit is less than RM 30K, a management fee
RM 10.00 will charge each month.
A minimum RM 5.00 is required to open an Advance current account, it is refundable
when you close the current account.
The FD can only be effective after your banker's check is cleared.
You can only withdraw this HSBC FD on the next working day of FD maturity day.
So, we will lose at least 3 days interest, unless if we bring cash then will only lose one day interest.
Maybe a free umbrella is still available, just ask for it..if umbrella is no more available, then ask for other gifts
that HSBC has..
You can use this method if you want to place more than RM 30K since the maximum limit is RM 30K per name.
Let's say if you want to place RM 90K:
(1) A for RM 30K for first RM 30K
(2) B for 30K for 2nd RM 30K
(3) A + B (Joint account) for third RM 30K
Total RM 90K + RM 5 x open 3 Advance current accounts = RM 90015.00
And you will get 2 free umbrella..
Quote
pengsan
I hope no problems in my next visit when closing a/c after maturity date.
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