Depend on the branches, may try at uptown damansara.
Just a normal walk in customer. 
Min 10k fund will do. 

I have already recorded down yours earlier, so I know your SCB schedule as per above. When the time for donation comes, I know who to look for.   

My 4.25% 15 mth SCB FD second batch is on 19/9. After yours. So you become the guinea pig this time. 

Anyway how is your interest for today, in already ?

But SCB is having some kind of issue as one forumer reported just 1 or 2 days ago that he did not receive the interest. 

What's the deal with receiving interest earlier then upon maturity? Unless your sum is very big.

I can now clarified. Went to UOB branch ytd and they automatically offer extra 0.05% for 6 and 12 months FD, regardless of your deposit amount.

Not really big amount, only 30k. They mentioned the 4.25 rate before I even say how much I want to place.
Its pure FD, no need savings account.

Not dare. Just curious.

1) One must know whether there will be interest paid monthly or not when place FD with a bank. And how do we know? Half the time counter staff won't know all this kind of stuff.
2) If you are not a priority customer and your amount is small say rm10k, are you willing to drive to the bank to demand the payment? (you are not even sure if will succeed) - waste petrol and time. If got RM, different story. Just give a call.

This is malaysia we are talking about. Do they read our emails? That efficient?  I thought the email was just for show.

Can't afford HLB Wise since need to swipe 10 times X RM50 each swipe and with non-waivable annual fees.   Seems only way is use Maybank Ikhwan. Gotta wait till next month only can apply since it needs at least 3 months payslip to apply.

The swipe can be used for Petrol/Groceries (depending which one you use more) use maybank ikhwan as backup. For Petrol. You can pump rm50 repeatedly. For groceries,  just buy 10 x rm50 voucher and use that voucher for shopping. For utilities, you can split payment via uob payonline.  Help your family to pay their bills and split the payment. Say TNB rm100, uob payonline and split payment to rm50 x2

Wow. Didn't know that we could buy the shopping voucher. Most supermarket have that kind of service? Btw, for insurance standing instructions, it counts as a swipe too?

Yes. Tesco, giant, Aeon, all have. You even topup TnG at places that count as petrol/Groceries,  hence maximising your cash back.

Yes for insurance and SI. However insurance is not counted into the 3 categories. Hence no cashback.

Thanks a lot for the explanation  Will consider it. 

Just back from UOB
Placed my funds for 12month and get 4.25% interest.
This rate until end of October

Damansara Uptown

I spoken to my branch head , she said that if I could provide or proof the cert , she able to provide the same benefit of extra 0.05% as well to me. Hope u guys able to help each other as well.

I will tell you this, if you haven't put your FD, go chase that 0.05%. If you have put your FD, let it be. You drive to the bank to argue for that 0.05%, your petrol also burn. Not to mention need to find parking, waste time

Yes, all banks can give banker's check (including UOB) when FDs become mature, except bank rakyat
which offers IBG only.

If I remember this correctly, last time I got the UOB banker's check for free when put the name(s) on banker's check
as the same name(s) as FD cert, but that time was before the implementation of RM 0.50 check processing fee and GST.

For example, if John & Mary are joint-name on the FD cert, if you put John & Mary as beneficiary on the banker's check.
you will get the banker's check for free.

But not sure if UOB is still using this same policy or not..?

Not sure how we define "central". I just called UOB Jalan Sultan Ismail. The person who picked up the call insist only 4.2% max. I told her I'm depositing 150k she said no way 4.25%. I then asked if there's anyone I can speak to who can grant special approval, she said she's the one has the ultimate decision, very arrogant. Then she said at least 500k only she will consider, that's only consider, not confirm. And she said no way other branch giving 4.25% on amount less than 500k. Of course I believe the few who got it, just that they are very inconsistent, and for this time, very arrogant.

Damn.....forget about UOB, I'm going for Maybank 4.15%, since it's 10 months and more convenient for me to open in Maybank than UOB.

p/s: Anyway just wondering if it's worth to wait for the OPR announcement this evening, assuming in unlikely circumstances BNM increase 0.25 basis point, how soon and how much increase in FD rate we expect.

May visit UOB Damansara uptown to get additional 0.05%. 

I did question to the officer as well and mentioned interest will get forfeited if uplift the fund partially in 1 cert. So end up separate to many certs for safety in future. 

Hello, you have more than RM 10K, the fact is not what you previously mentioned you placed only RM 10K;
maybe you have more than 50 certs of RM 10K each, that's why you can get 4.25%....?

Jalan Pudu branch is 14 KM away from Damansara Uptown branch, but Jalan Pudu branch
does not offer special extra 0.05%

@Human Nature, your SCB below FD interest already received ? 

4.25% 15 mths 15-sept (2nd batch)

Scb FD got any offer now?

TQ. Mine one is on 19/9. I think should be OK.

But there are at least 2 forumers here that did not get their 6 months interest. One of them PM'ed me. I think either he have to take drastic action like complaining to BNM or just have to wait till maturity.