Wah.. eat raw garlic everyday.. 

KFC & Bak Kut Teh seldom eat..
Alcohol I do not drink..
I quit smoking more than 30 years ago...

Exercise..    Ah Goat is a sport man..

This e-smartsaver cannot open account inside OCBC branch..?

One more drawback of e-Smartsaver is we cannot open joint account...
This is quite inconvenience for senior citizen.... Unless if we take the 6-month risk lah...

Watchout on advice from dr quack. 

Ah Goat eats grass, healthy natural food to supplement the CD food. 

Stopped smoking >30 years ago ?    We always think Ah Boom is sooooo younggg.  
What Ah Boom, a senior citizen ????? 

You sure Ah Boom married ? Still single ! He would hesitate to give to CD, gf, aunties and maybe uncle. 
Quack quack ....................

What you say is common knowledge. Ah Boom anyway supplement it with few medical checkup PER YEAR !!! 

Hi.. I new to FD.. just a fresh grad worker.. planning to place 5k to FD..

by looking at the 1st post, i found out that below 2 FD quite suit my need. Is there other FD out there are suitable for me??

HSBC 5% for 3 Months FD has extended to 30 June 2015
Minimum RM 5K, maximum RM 30K
Min RM 5 to open a current account (Advance)
Free Umbrella while stock last

OCBC updated their Start Saving Deals again - Updated by cybpsych on 21 April 2015
valid until 31 July 2015
(2) Fresh Deal: 6-month @ 4.00% p.a., 12-month @ 4.20% p.a., min RM5k fresh fund

Since im new to FD, i would like to ask.. lets say deposit 5k to a FD and the interest is 5%

which mean i will get 5k+ (5k x 5%) after the FD period?

Do I need an account in that bank in order for me to FD? or i just can walk into the bank and say i wan to place a FD? Thanks.

HI uncle Boom,

Currently i just have basic saving account for HSBC? any requirement to upgrade my saving account to HSBC advance in order
to place the FD account.

what is UT bro? I dont quite understand.

uncle can buy asnb from fsm?

Nice, the 4% interest rate for OCBC e-SmartSavers account is on par with that of fixed deposit account, without the need to hold the deposit for more than 6 months (a requirement for fixed deposit).

1) I have OCBC Easisave Saving Account and access to OCBC Internet Banking. If I have opened and activated OCBC e-SmartSavers account, can I access this account via Internet Banking, and can perform deposit and withdraw money to and from e-SmartSavers account; and transfer between my two OCBC saving account?

2) Is it possible that OCBC may revise 4% interest rate, should there be any change to OPR?

3) Is there an annual fee for this account?

Hi, im confused. let's say i deposit RM100k into FD (Maybank Promo now) which 12 (6 +6) Months Step Up - 4.04% and 4.3% . Effective  Interest Rate 4.165%. Means i calculate interest based on 100K x 4.165% = RM4165? Or? Quite new on FD promo. If compared with OCBC, which it gives 4.2%? Means OCBC is better in term of FD rate?

hi, so currently which banks offer better rate? OCBC (4.2% pa)? RHB? (4.21% pa)?
MBB (4.17%), im looking for promo FD. If normal FD rate definitely is Affin Bank? (3.7% pa)? Im confused with CMGIA-i Promos? 6-month Commodity Murabahah General Investment Account-i? Is it same as normal FD? Only different in term? Islamic vs Con?

sure. but if OCBC and RHB,both also okay? if looking for 12 mths*

I'm thinking between OCBC or AFFIN now.

Which one you guys took?

bbgoat
Affin bank also in trouble...

Read Sarawak Report, Malaysian Insider..

I have opened OCBC e-smartsaver account.

so now have to deposit money every month to the account in order to enjoy 4% rate?

so that means after first deposit, have to deposit min RM 50 to the account every month until December, right?

I'm just worried that I might get it wrong, and then in December they tell me, oops.... T&C not fulfilled. then jialak!