Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

views
     
BoomChaCha
post Sep 11 2015, 09:41 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(??!! @ Sep 11 2015, 09:36 PM)
no need.
me 'Old' customer.- In every sense of the word tongue.gif
*
If can get the gift, these OCBC deals are more attractive than UOB...
But too bad I just placed FD with UOB yesterday.. sad.gif

Thanks for the OCBC FD info.. notworthy.gif

QUOTE(solarwing @ Sep 11 2015, 09:03 PM)
May visit UOB Damansara uptown to get additional 0.05%.  smile.gif
[attachmentid=4936586]
*
Wah... RM 10K also can get RM 4.25%... thumbup.gif

This post has been edited by BoomChaCha: Sep 11 2015, 09:43 PM
BoomChaCha
post Sep 11 2015, 09:55 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(??!! @ Sep 11 2015, 09:43 PM)
Actually , it was durian runtuh for me. Didn't know about it until RM told me.

Placed only yesterday.
Does the maths gel to uplift and move to OCBC?
*
Really a durian runtuh for you.. thumbup.gif

Today is Friday, I can only withdraw on next Monday, this will lose 4 days interest.
Never mind.. Just let it be to stick with UOB...

QUOTE(bbgoat @ Sep 11 2015, 06:02 PM)
Obviously Ah Goat Sir was watching the OPR news before the official announcement..
Thanks Ah Sir for reporting the instant news..thumbup.gif

This post has been edited by BoomChaCha: Sep 11 2015, 10:09 PM
BoomChaCha
post Sep 12 2015, 12:02 AM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(solarwing @ Sep 11 2015, 11:57 PM)
I did question to the officer as well and mentioned interest will get forfeited if uplift the fund partially in 1 cert. So end up separate to couple of cert for safety in future.  brows.gif
*
Hello, you have more than RM 10K, the fact is not what you previously mentioned you placed only RM 10K;
maybe you have more than 50 certs of RM 10K each, that's why you can get 4.25%....?


BoomChaCha
post Sep 12 2015, 12:59 AM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(Human Nature @ Sep 12 2015, 12:33 AM)
I confirmed with my branch dy. For the extra percentage given by the selected branches, the amount doesn't matter as long above RM10k
*
Jalan Pudu branch is 14 KM away from Damansara Uptown branch, but Jalan Pudu branch
does not offer special extra 0.05%

BoomChaCha
post Sep 12 2015, 01:22 AM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(Human Nature @ Sep 12 2015, 01:03 AM)
aiyak  sweat.gif then have to write in to UOB .. see whether it is the same explanation given or not..so cham ler this UOB
*
So, I do not think this is the issue of Center region...

I guess maybe Damansara Uptown branch needs more fund to do something.. hmm.gif
BoomChaCha
post Sep 12 2015, 08:54 AM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(gsc @ Sep 12 2015, 02:02 AM)
It seems that Ocbc playing the trick to get FD. Beginning of Sept promo, for first 400 customers, free lugaage for Rm60k placement. Did not bother to register coz only first 400 customers eligible...

Still waiting for the Hugo Boss pen ..
*
So the trick is you do not know if you can get the gift or not? rclxub.gif Because since no registration is required..
I know how you feel..
BoomChaCha
post Sep 17 2015, 11:55 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(yygo @ Sep 17 2015, 10:33 PM)
unkle ram mixed up with mbsb. hmm.gif unkle boom or someone said mbsb can send interest to bank of your choice.
*
Yes.. I said it.

MBSB can IBG FD interest to any of your bank account
BoomChaCha
post Sep 20 2015, 12:35 AM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(bbgoat @ Sep 19 2015, 08:31 PM)
Ah Boom Ah Sir, have you checked yours ? I think it is the same date as mine.  hmm.gif
*
Sorry for my late reply. Ah Sir.. sweat.gif

Just checked my SCB online banking, yes, I received SCB second batch 15 months
4.25% FD interest in my saving account yesterday (19 September).

So, for 4.25% FD, we just need to wait for the maturity only.

For 4.5% FD, my second batch of interest due is 4 March 2016. Quite a long time..
BoomChaCha
post Sep 20 2015, 09:49 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(bbgoat @ Sep 20 2015, 08:52 AM)
Thanks.

I still have the 18 mth 4.25% FD interests coming up, followed by the 15 mth 4.5% one. You can relax now while I will report if I have problem from now until 4/3/2016.  tongue.gif @Human Nature also have I believe.  rclxms.gif
*
Thanks for the update.. notworthy.gif

Will you still put money in EPF next year..? hmm.gif

QUOTE(bbgoat @ Sep 20 2015, 07:44 PM)
Haha, my second batch 18 mth 4.25% FD is on 25/9, followed by 1/10.  biggrin.gif

I don't foresee any problem. Except I was not comfortable that my 1st 15 mth 4.5% is ok, but second one has to complain to RM and waited for 2 weeks to get it.  shakehead.gif

Not too comfortable with SCB's system. As mentioned there are still forummer that did not receive the 6 mth interest and one of them PM'ed me asking for personal info (to complain to SCB).  biggrin.gif
*
Ya loh...Very hard to accept a lousy service and a lousy FD interest crediting system from a reputable international bank bruce.gif

QUOTE(eleven dragon @ Sep 20 2015, 08:20 PM)
Hi bbgoat, just want to clarify with u again, as i went to SCB PJ branch last week to sort out of interest issue, the guy told me that i can only get full sum with interest upon maturity... and yes i put FD for both 4.25% and 4.5% but none of them I received interest credited to my account..

So are they supposed to credit interest 6 monthly?  May i know which branch of SCB are you putting the FD?

Thanks.
*

If your FD tenures (both 4.25% and 4.5%) are 12 months and above, you will get interest every 6 months.
If FD tenures are shorter than 12 months, then you will get interest upon maturity.
BoomChaCha
post Sep 20 2015, 10:50 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(bbgoat @ Sep 20 2015, 10:01 PM)
Lets see the situation first. Right now kind of unstable, not sure how is the situation. Most likely will still do that.  biggrin.gif
Ya loh... I think the same way..

And most likely I will do that too.

QUOTE(bbgoat @ Sep 20 2015, 10:01 PM)
If no more good promotion from SCB, will be pulling out my funds on maturity and dump the PB status.  tongue.gif
*
Then after maturity, we will need to look for another suitable "shelter" for the money again.

This post has been edited by BoomChaCha: Sep 21 2015, 08:14 AM
BoomChaCha
post Sep 21 2015, 12:56 AM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(Konohamaru @ Sep 21 2015, 12:47 AM)
UOB start minus FD rate?????
Tenor %P.A
1 MONTH
3.05
2 MONTHS
3.05
3 MONTHS
3.10
4 MONTHS
3.10
5 MONTHS
3.10
6 MONTHS
3.10
7 MONTHS
3.10
8 MONTHS
3.10
9 MONTHS
3.10
10 MONTHS
3.10
11 MONTHS
3.10
12 MONTHS
3.30
*
What you got are board rates.

These are the promo rates:
Attached Image
BoomChaCha
post Sep 25 2015, 10:39 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(michaelho @ Sep 25 2015, 10:01 PM)
I got 4% - 3 months, for selected customers I think [attachmentid=5000961]
*
The deposit amount must be very big.. hmm.gif
Or else you must be very leng zai...

7 Pages « < 5 6 7Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0453sec    0.50    7 queries    GZIP Disabled
Time is now: 29th November 2025 - 07:46 AM