I just received a SMS, wondering whether it's a scam or not.

"RM0.00 You have been preselected for Maybank Credit Card Limit Increase. No docs required. Reply by 30 June 2015: CLIP<space>YES<space>NRIC No. T&C apply."

i dont need limit increase coz poor fag gimme RM2k limit also cannot reach..

i think is a scam. if they increase ur CC limit it will be proceed auto. For additional increase u have to submit requirement docs.

Who is the sender?

dun reply! possible scam.

Maybank send sms & letter just to inform me they had increase my limit.

+1

Better call Maybank CS to confirm

Funny how people think these days. When in doubt, ask /k.

The sms is from 66628, their official number.

Maybank never increase your card limit automatically. You have to do it manually.

This is my experience from 9 years of using MBB CC

How come just now i got this sms also?

It does send through Maybank usual No. 66628

"You have preselected bla bla bla etc"

Shit I just replied the sms.

keep us updated

Later after you reply, then you will be charge a monthly hidden premium sms fee.

The sms gateway number is shared and not owned by Maybank alone.

Best to call Maybank hotline.

usually CC limit increase bank will send letter to inform u lah…..so far mine never ask to reply SMS to say yes also, auto increase mah

This post has been edited by geelim77: Jun 2 2015, 05:00 PM

Maybank penipu scammer

call bank to confirm.

1. Bank already have ur NRIC.
2. Bank can increase limit without customer need to reply sms.
3. Bank can increase limit by calling customer.
4. etc..


This post has been edited by erry-: Jun 2 2015, 05:04 PM

Citibank does

Citibank called me personally about limit upgrade. Talk kok sing song, when i was about to agree, she ask for mothers name etc. I told her i not comfortable with giving all these. U bank should have the information liao. Hanged up.

One month later, citibank sent me a letter informing me that i am eligible for upgrade, just call customer support.

Moral: dont confirm anything over the phone. If its urs, they will get it to you no matter what.

This post has been edited by alpha33: Jun 2 2015, 05:04 PM

nope, last time before the new BNM rulings, maybank will automatically increase your limit if you are a good paymaster/spend a lot using card/loyal to maybank whenever renewing card.

my example was i started at rm5k in 2005, then increased to rm10k in 2008 (1st renewal) and later rm15k in 2011 (2nd renewal).

i think the auto-increase in credit limit stopped around 2011/2012, when bnm required all banks to follow the new cc limit (base salary x 3 or something) and that those who earn less than rm24k/year are no longer eligible to get credit cards at all...

those who earn less than rm36k/year can only have 1 card...