Ramjade

No worries. Yeah, it is better on the safe side. I have been using free IBFT offered by Hong Leong Connect, but the free IBFT is valid till end of this year. Free IBFT by JustOne Personal Account is thus very useful for me.
No annual fee is not explicitly mentioned in Fees and Charges terms and conditions https://www.sc.com/global/av/my-scbmb-fees-...let-28sep16.pdf.

Page 17 showing the annual fee for debit card does not state the exclusion for JustOne Personal Account. it just states that: "No Debit / ATM Card for JustOne Savings Account". :confused:

Regarding the minimum amount of money needed to open this JustOne Personal Account, it is mentioned in Page 4 and 8 that no minimum deposit is required. It is definitely cunning for SC Officers to demand RM 1500 for account opening. 

Maybe, I should not trust so much on the terms and conditions. In short, I should trust you all, for sure. 

is it still worth to open trueambank now?

Luckily I didn't open.

Right now, which one is the best?

he is going around threads promoting it la. let him be.

Anyone got kena this?

Suddenly ambank charge TRUE debit card annual fee.
Because my bank balance is 0 in the transact account, i get negative balance Rm10.

After that they charge me RM2.20 as registered mail fee, and send me a registered mail, in 2017 to tell me that my account has negative balance.

My sister kena this, collected the registered mail 2 weeks after it was posted, and her account got closed, because the registered mail gave a notice of only 1 week.

An sms or email would have done it.

I just found out they charge annual fee from 2nd year onwards.
Need this account for the free IBG. With them charging rm10.60, not sure if it is worth it anymore.

OT: Can cancel debit card for Just One Acc? I thought it is compulsory to hold the debit card if I want to use Just One acc

They have free MEPS withdrawal as long as u've freshfund of RM1500 credited on the month

Interesting to read all the sharing here, very informative...   

Recently research for a high interested return for saving, looking for long term, no planning to withdraw so soon

What into my mind is about
- Maybank eGIA-i (4% p.a)
- RHB bonus saver

Just would like to check regarding MBB GIA-i Account, based on what I understanding, capital and returns are not guaranteed.

1) If I'm existing M2U SA, is it another Debit card will be issued under MBB GIA-i account ?

2) After 5k (1 month) or 1k (2 months) placement, can I option to close the current MBB SA and just use the GIA-i account for daily purpose ?

3) The 4% P.A count based on the fund inside the GIA-i Account right ?
Example, after placement of 2 months, withdraw RM500, the balance of RM500 will still be getting 4% p.a intersted ?

Let's say if I want to open a new join name account under GIA-i account, can this possible to do so ??

i am considering to close my account for TrueSavers
Is there any reason to stay maintain this account?
Any benefit?