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Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month

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Tigerr
post Aug 9 2015, 06:38 PM

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QUOTE(janson_kaniaz @ Aug 9 2015, 11:44 AM)
just curious, when was the posting date? i'm trying to see if the problem was probably tesco posted the transaction late.
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May be he didnt register....hmm.gif
Tigerr
post Aug 28 2015, 12:20 PM

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QUOTE(janson_kaniaz @ Aug 28 2015, 11:57 AM)
Tmr you will see.

No one knows when.
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The one who knows doesn't want to tell....tongue.gif
Tigerr
post Sep 13 2015, 08:53 AM

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QUOTE(kart @ Sep 12 2015, 09:51 PM)
Ramjade, are you suggesting that we should swipe the WISE card 10 times consecutively to buy the 10 x RM 50 shopping voucher? 

Won't the cashier be angry, if we swipe the credit card 10 times?  blink.gif
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Why the cashier needs to be angry? I had tried swipe 5 times buying 5 pieces of Giant gift cards with RM50 each card. Automatically got 5x swipes....
Tigerr
post Sep 13 2015, 08:56 AM

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QUOTE(Ramjade @ Sep 13 2015, 08:35 AM)
I will tell you why. Their FD promo never been higher than other bank.
If a bank is generous, they will not impose complicated T & c. The min 10xrm50 swip, 3 category limit, "bonus" mobile is to ensure people will have a hard time earning cashback although lowyat members have managed it. tongue.gif You tell me people who never join lowyat forum know to split their bill payment x10 via uobpayonline?  The 10% CB is to encourage people to sign up for this card. When they find out that they don't qualify for CB. too late for them ( didn't swipe 10xrm50). Why have annual fees? Cause they need to make money.

So all in, you tell me that they are not stingy.
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I dont agree that they are stingy with their caregories n 10x swipes. I had done the 10x swipes even b4 i join lowyat. So far i still find HL gives the highest cash back in terms of % compare to other banks.
Tigerr
post Sep 13 2015, 03:48 PM

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QUOTE(kart @ Sep 13 2015, 11:28 AM)
Thanks, Ramjade.
It takes some time for the credit card terminal to seek approval, and to print out the charge slip. It is much faster to use cash to pay for it.

In your case, obviously you have the means to swipe RM 250 to your credit card at one go, but you choose to do it 5 times, to obtain the 10 % cashback.

If I were you, I would do the same thing as you.  smile.gif

Well, not all cashiers will have the patience to wait for the charge slip to be printed out several times.
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I have done this many times n have not encounter any displeasure staffs for doing so. Once a staff told me she worries same card cannot swipe same amount repititiously at the same terminal. I just her her. Tidak apa. Just swipe n see how. End up all ok. And couple of times the staff asked me why swipe few times? I just told them. I buying the gift cards for friends n need to give each of them the receipts n they hapilly do so.
Using the gift card. I can control each swipe is rm50. It is very leceh to break up my purchases in few payments.

This post has been edited by Tigerr: Sep 13 2015, 03:50 PM

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