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Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month
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Tigerr
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 Jun 8 2015, 02:24 PM
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QUOTE(victorywp @ Jun 8 2015, 11:58 AM) earlier i didn't sms to participate for the 30% cashback promo because i thought i won't have time to go for weekend dining at places using cc. but as usual i still got use my hlb wise more than 3 times during weekdays. mana tau yesterday weekend last minute decide go makan kenny rogers. rugi 30%!  some more i go use my ocbc ge pulak because i lupa they accept amex la!  tambah lagi my kesedihan...  U must be getting the free mushroom soup n 10% discount from LINE.....  |
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Tigerr
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Jun 8 2015, 02:29 PM
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QUOTE(victorywp @ Jun 8 2015, 02:26 PM) you curi tengok my post above baru reply?  yeah, because yesterday was the last day to redeem ma.  Hehe....I also redeem mine last Friday. I also offer my extra 10% to the next table. They like really can have 10% free for them. I forgot to ask them to let me pay for them using my amex mbb card as they are paying by cash.... I can earn 5xtp n they got 10% savings This post has been edited by Tigerr: Jun 8 2015, 02:30 PM |
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Tigerr
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Jun 8 2015, 03:20 PM
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QUOTE(victorywp @ Jun 8 2015, 03:19 PM) you swiped on saturday morning? Dining at friday 11.30pm. Then swipe card at 12.01am. |
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Tigerr
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Jun 8 2015, 05:34 PM
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QUOTE(sms2u @ Jun 8 2015, 04:35 PM) How u know card swipe on 12:01am? U are infront of the cashiser and see they swipe? Also, how you know the time used decide for transaction time, may be server time is slower or faster than actual time. Oopps...probably that guy that I saw is not u. |
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Tigerr
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Jun 13 2015, 01:36 PM
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QUOTE(victorywp @ Jun 13 2015, 09:42 AM) ok, i registered at 7:30pm yesterday (friday) and swiped 3x at 8pm. today (saturday) i swiped at 9am. how big is my chances to get the 30% cash back? just afraid the weekdays swipes based on posting date later... Just swipe my dining at 12.30pm. But only RM58 n cannot maximizing it. Wonder what u swipe such early? |
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Tigerr
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Jun 13 2015, 03:37 PM
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QUOTE(victorywp @ Jun 13 2015, 02:30 PM) i went to 99speedmart and swiped something at 9am. then i went to jaya grocer (main place) at 10am to buy some organic vege/fruits and swiped. but when i came out, already got a pdrm summon at my car front screen. my cashback (if i get) is all gone! and somemore need to pay extra lagi for the summon... moral of the story: don't go for all these cb and sleep longer la... Why u no park at the proper parking lot? U r blocking others road users actually n have blocked some cb from others too if u had chose to sleep instead. |
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Tigerr
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Jun 13 2015, 04:39 PM
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QUOTE(victorywp @ Jun 13 2015, 02:30 PM) i went to 99speedmart and swiped something at 9am. then i went to jaya grocer (main place) at 10am to buy some organic vege/fruits and swiped. but when i came out, already got a pdrm summon at my car front screen. my cashback (if i get) is all gone! and somemore need to pay extra lagi for the summon... moral of the story: don't go for all these cb and sleep longer la... May be can call to pdrm cs to threaten to cancel the summon if the charges is not waived. Treat it as cc af. |
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Tigerr
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Jun 29 2015, 02:08 PM
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QUOTE(kopiPeng @ Jun 29 2015, 01:20 PM) i met ALOT very rich people. many also pandai kira & menabung one.  If tak pandai kira. That one must be poor man.... |
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Tigerr
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Jul 18 2015, 01:16 PM
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QUOTE(victorywp @ Jul 18 2015, 08:55 AM) i swiped before 9:30am on saturday but habuk pun tarak. some more kena saman on that day!  U can bring along all your documents like the transaction slip or account statements to their HQ n tell them u ll lodge this report to bank negara that hong leong has launched a scam of cash back to tipu card members as your transaction is not based on fcfs. They have cheated u as u also has record calling to the cs. If they want to settle. Ask for 1000x cb as your trouble n lost time to do all this. |
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Tigerr
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Jul 18 2015, 05:29 PM
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QUOTE(victorywp @ Jul 18 2015, 01:39 PM) hlb can just said bcs there are people earlier than you and that 50k cb allocation finished before you (although they can't justify how 50k cb allocation finished before 9:30am saturday when most dining/grocery/departmental open at 10am). Yup. HL can bs u. But as long as report is launched to bank negara. Banj negara if want to check. A simple audit ll find out if u r right or they are right. HL also dont want bank negara to catch them red handed. |
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Tigerr
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Jul 18 2015, 05:31 PM
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QUOTE(janson_kaniaz @ Jul 18 2015, 03:36 PM) like I said before, it was more likely your weekday transactions that contributed to you not getting anything. like I said before also, it was clearly stated in the tnc that weekday transactions also govern the weekend cashback. both should be under the first come first served basis. Yup. U r right too. but I believe weekend transaction fcfs should be good enough n no need to use week day fcfs as it ll conflict n hard to justify. |
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Tigerr
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Jul 20 2015, 04:24 PM
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QUOTE(RedShirt @ Jul 20 2015, 01:44 PM) Went to a HLB branch to apply for the Wise card, they said the card will lose the 10% Cashback for Petrol because of some BNM regulation. Also they stopped issuing this card. True? I am at their MACH HL branch. They are trying to push for Mach card but the benefits are just so so. Not a good news. If took out petrol. still got groceries + utilities + departmental + dining to choose from which still not that bad. |
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Tigerr
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Jul 20 2015, 07:39 PM
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QUOTE(peri peri @ Jul 20 2015, 04:35 PM) coz my reinstate offer is much better How much better ah peri gor? Got rm200 equivalent or not? |
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Tigerr
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Aug 3 2015, 09:51 AM
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QUOTE(fruitie @ Aug 3 2015, 01:16 AM) I wonder how did you guys convince the cashiers to swipe few times for you all? Assuming to split bills into few RM 50?  I'm thinking if I will get scolded from them.  Let's assume groceries and dining. Any negotiation and convincing skill I can learn? I'm re-calculating again my expenses and looks achievable if I cancel my MACH for dining and replace with Wise if I really want to. I'm just afraid the cashiers give me a stern stare and scold me. Just tnb, petrol station n celcom/maxis kiosk machine can allow u to do the rm50 swipe all by yourself already. |
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Tigerr
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Aug 4 2015, 01:37 PM
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QUOTE(supersound @ Aug 4 2015, 01:30 PM) Rule of thumb is, if you cannot complete the rm985 every month, buying gift card, cash voucher won't solve the problem  Each category change need rm10, so this is not called fight inflation, more on waste money  So the best way is still buy and sell  Why not? Buying vouchers can help complete the quota within a month. The vouchers can use when their is a big spending month that might comes months later like Raya, Christmas or CNY. This post has been edited by Tigerr: Aug 4 2015, 01:37 PM |
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Tigerr
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Aug 5 2015, 09:49 AM
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QUOTE(propusers @ Aug 5 2015, 09:45 AM) buy gift card with old gift card? for me, still not yet near to expiry date yet... The gift card sometimes really give me headache.....few times I using the giant gift cards n the system is down....cannot use up the gift card n have to pay by credit cards....sometimes I also worried what if the value ($) stored inside the card gone missing. How are we going to prove it? The best is still tesco n aeon paper vouchers....I can feel the value n not scare the value lost unless I lost it. |
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Tigerr
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Aug 5 2015, 09:51 AM
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QUOTE(propusers @ Aug 5 2015, 09:49 AM) For me, i still can't reach RM1K to get cashback after switch to utilities. Only manage to reach 700~800. But it still worth the rm10 switching fee for my case. I only switch 1 time per year. Different ppl have different spending pattern. HIgh spender may reach rm1000. Help your colleagues pay tnb bills or pump petrol for them. You can offer 5% discount to them... |
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Tigerr
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Aug 5 2015, 10:01 AM
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QUOTE(propusers @ Aug 5 2015, 09:57 AM) Yeah... Actually I am thinking to share with my family. Help them reload Maxis. If family member plan to pump petrol, borrow the card to them... it does not need my signature, but is it illegal??  Then 1 month sure can hit 1000. Pump petrol at kiosk. Nobody ll verify the ownership of the cards. Plus u can drive their cars to fill up the petrol for them at the nearby petrol station near your house. |
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Tigerr
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Aug 5 2015, 06:04 PM
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QUOTE(Wind82 @ Aug 5 2015, 04:53 PM) Hi guys, For the 30% weekend cash back. We need to swipe 3 times any amount during weekdays right? Can I just swipe 3 x RM 1 at petrol station? Anyone tried this? Logically speaking, can.but I wont risk it later HLB disqualifythe weekday transaction. Then the rm100 cb ll fly away....  |
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Tigerr
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Aug 9 2015, 11:33 AM
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QUOTE(luvox @ Aug 9 2015, 11:03 AM) Confirmed tagged under groceries in bill. Tesco. Jz wana confirm, my 10% rebate is groceries, i did not receive 30% for groceries instead of 10%. Anyone have similar issue? You claimed that u didnt get the groceries 30%. which week is that? |
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