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Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month

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victorywp
post Aug 28 2015, 06:54 PM

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QUOTE(OldKidz @ Aug 28 2015, 05:04 PM)
Guys,

wanna check, since new application no longer able to option for gold (due to annual fee RM 160).

But how about existing gold card for Wise, next would it be charge RM 160 or RM 300?
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rm160 la...
victorywp
post Sep 3 2015, 01:24 AM

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QUOTE(Pistacio @ Sep 2 2015, 11:32 PM)
if i only spend up to 1000 for only 2 categories, still can get the 10% cashback right?

no need to spend on all 3 categories right?
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yes, spend on 3 categories is just to fully maximise your effective cb rate to up to 10.15%.
victorywp
post Sep 3 2015, 05:56 PM

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QUOTE(omg528 @ Sep 3 2015, 05:32 PM)
anyone manage to get that camera?
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what camera?
victorywp
post Sep 4 2015, 01:08 PM

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QUOTE(epie @ Sep 4 2015, 11:35 AM)
hlb rejected my application
any tips on how to appeal
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https://forum.lowyat.net/index.php?showtopi...post&p=76169682
victorywp
post Sep 4 2015, 04:07 PM

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QUOTE(fkinmeng @ Sep 4 2015, 04:03 PM)
anyone claim free gsc tickets for birthday month before? how to go about it?
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this question not related to hlb right?
victorywp
post Sep 4 2015, 05:00 PM

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QUOTE(fkinmeng @ Sep 4 2015, 04:12 PM)
oops, i mean hlb-gsc card. doh.gif
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by the way, you are asking the free tickets by gsc or by hlb-gsc? if the one not related to cc, just print out the form and fill in and claim your ticket at any gsc counter for asterisk movies.
victorywp
post Sep 8 2015, 09:14 PM

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QUOTE(baocord @ Sep 8 2015, 08:48 PM)
Can i pay RM 50 tnb bill for 10 times per day and eligble for the cash rebate ?
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yes
victorywp
post Sep 10 2015, 12:26 PM

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QUOTE(oro89 @ Sep 10 2015, 12:18 PM)
what is the maximum cashback u can get yearly?
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rm1200 lor excluding other campaigns held within the year.
victorywp
post Sep 10 2015, 12:27 PM

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QUOTE(alexanderclz @ Sep 10 2015, 12:10 PM)
yup rm1. but sometimes 1 cent also they send alert. lol
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what 1 cent thing you buy and got alert?
petrol at pump? that's because they preauthorise rm200 which is why you get the alert right?
victorywp
post Sep 10 2015, 02:23 PM

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QUOTE(alexanderclz @ Sep 10 2015, 12:30 PM)
tested on something online. just to see if i get my alert
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means bill payment?
victorywp
post Sep 10 2015, 02:24 PM

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QUOTE(kawteem @ Sep 10 2015, 02:08 PM)
Like I mentioned earlier, for my case, less than a week got the card already. But there are lots of bros here still not getting the card, even close to a month for some.
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he is asking for normal application process. those who still didn't get after one month is abnormal case due to gold card out of stock.
victorywp
post Sep 11 2015, 10:31 AM

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QUOTE(CalvinCLK @ Sep 11 2015, 10:29 AM)
Reworked W5-W13

Week  |  No. of Winners  |  No. of Winners with RM100  |  Total Payout
5  |  994  |  181  |  50000
6  |  957  |  190  |  50000
7  |  957  |  176  |  49937.13
8  |  948  |  174  |  50000
9  |  935  |  179  |  50000
10  |  894  |  191  |  50000
11  |  868  |  193  |  50000
12  |  841  |  192  |  50000
13  |  841  |  198  |  49910
How to add table here?

Week 13 is correct. Only Week 8 total payout was different.

You may call CS for clarification. My guess could be Weekdays Transaction Posting or Weekend Transaction Posting. Mind telling where did you swipe?
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Week No. of Winners No. of Winners with RM100 Total Payout
5 994 181 50000
6 957 190 50000
7 957 176 49937.13
8 948 174 50000
9 935 179 50000
10 894 191 50000
11 868 193 50000
12 841 192 50000
13 841 198 49910
victorywp
post Sep 11 2015, 09:20 PM

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QUOTE(cybpsych @ Sep 11 2015, 08:59 PM)
paid TM Unifi bill using Wise at Sam's Groceria @ Nu Sentral.

haven't call CS to confirm MCC but should be under Groceries since reloading TNG there also tagged as Grocery category dy. gonna wait few days to confirm and post the receipt, etc.

you can Unifi, Streamyx, TM phone bills, Astro too. showed them my Unifi ebill on the phone, double-triple checked the account number.

off-topic: drama at nu sentral just now. one crazy lady went amok, trashing all the buntings outside shops, even carried a dustbin for a distance. dozens of security guard went chasing her! saw a young Malay girl cried, holding her broken handbag. not sure burglarized by the crazy lady or one of the victim when the crazy lady passed by her and tore the handbag.
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QUOTE(fruitie @ Sep 11 2015, 09:02 PM)
I just left Nu Sentral. Didn't witness the drama. laugh.gif

Great finding for the UniFi. laugh.gif Then if my cards that grant me rebate for groceries are approved, I can proceed to cancel VOX. sweat.gif
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ot: eh, you both were there few minutes apart only. next time can sit down and chit chat a while ma. who knows will become bff if not lovers. brows.gif
victorywp
post Sep 13 2015, 08:50 PM

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QUOTE(Ramjade @ Sep 13 2015, 08:43 PM)
Nice.  rclxms.gif Didn't know about this. Will be helpful in the future. Do you always make sure to spend ONLY ~RM985/month?
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for me, yes. always rm985-rm990. brows.gif
victorywp
post Sep 13 2015, 10:21 PM

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QUOTE(Ramjade @ Sep 13 2015, 08:52 PM)
Care to share your tips to accurately spend only that amount?  brows.gif
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first tip is to choose those categories that you can pay at any amount. best will be petrol, grocery, utility. for me, i chose petrol and grocery.

so pump your petrol at rm55+rm60+rm50 etc. just make sure end with rm5. for eg. rm605.
buy gift card or voucher at rm60+rm50 etc. then go giant buy hotdog buns (pack of 5) or cake at rm5, otherwise you may just reload your aeon big gift card with rm55. just make sure end with rm5. for eg. rm325.
mobile you may pay your bill purposely end with rm5. for eg. rm55.

so rm61+rm33+rm6 = rm100

This post has been edited by victorywp: Sep 13 2015, 10:55 PM
victorywp
post Sep 14 2015, 12:33 AM

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QUOTE(leo_kiatez @ Sep 14 2015, 12:29 AM)
Oic.. Thanks for the info.. ^^
*
actually no need to do so. doing this just to fully maximise your cb to 10.15%. since he asked, so i just share...
victorywp
post Sep 14 2015, 11:30 PM

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QUOTE(prescott2006 @ Sep 14 2015, 11:15 PM)
Is it possible to add more category? How much is the charge?
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pay to add category is applicable to hlb mach not hlb wise.
victorywp
post Sep 15 2015, 10:12 AM

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QUOTE(fruitie @ Sep 15 2015, 10:02 AM)
I just have to share this. smile.gif

My Wise Gold was approved yesterday with a limit of RM 10k, the CL is pretty low but well that's not important I will not spend that much. laugh.gif Coincidentally it has the same CL as my MACH but the agent told me it is not the same limit but well. Never mind. Now both HLB and MACH give me the lowest limit among all my cards. laugh.gif

Anyway, that's not the point. Guess what, my submission was only done on last Friday and yesterday already approved. rclxms.gif Then, my agent contacted me this morning to inform me about this good news.

She even sent me a food storage box yesterday as sign up gift. thumbup.gif

My application form was collected directly from my office via HLB dispatch as she needs original copy. I only need to submit a copy of NRIC and latest EPF statement. That's all. biggrin.gif

My card will arrive within a week to my office and if I didn't receive it by next Thursday, I will need to inform her.

I never had such a good experience applying a card and I must say this agent is really good. Her follow up is excellent. She has the so-called Go Pro camera as well and asked if I want to apply another additional card for it. I declined her offer and she never pushes it to me. Very good. If anyone wants a contact for HLB Wise, please PM me directly. I'll not share here openly. smile.gif

This is just based on my personal experience. smile.gif
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i think hlb wise and hlb mach should be sharing same cl. i have both too.
victorywp
post Sep 15 2015, 01:35 PM

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QUOTE(janson_kaniaz @ Sep 15 2015, 01:30 PM)
Just to share.

Paid my Unifi and Astro bills at Sam Nu and was recommended to sign up for their membership card.
For the membership card you need to pay RM12 but you'll get RM10 voucher. Each RM spent gets 1 point. 1000 points can redeem RM10 (was told, cannot verify now, so technically 1%). Best part is bill payment is entitled for point collection as well.  smile.gif
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yeah, already hard sell by sam groceria ambassador fruitie since months ago. biggrin.gif
victorywp
post Sep 15 2015, 02:23 PM

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QUOTE(fruitie @ Sep 15 2015, 02:03 PM)
All in one, the service in Sam's is excellent and I'll not hesitate to recommend others to go to Sam's. biggrin.gif
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which is why you are the ambassador of sam. biggrin.gif

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