I just have to share this.

My Wise Gold was approved yesterday with a limit of RM 10k, the CL is pretty low but well that's not important I will not spend that much.

Coincidentally it has the same CL as my MACH but the agent told me it is not the same limit but well. Never mind. Now both HLB and MACH give me the lowest limit among all my cards.

Anyway, that's not the point. Guess what, my submission was only done on last Friday and yesterday already approved.

Then, my agent contacted me this morning to inform me about this good news.
She even sent me a food storage box yesterday as sign up gift.

My application form was collected directly from my office via HLB dispatch as she needs original copy. I only need to submit a copy of NRIC and latest EPF statement. That's all.

My card will arrive within a week to my office and if I didn't receive it by next Thursday, I will need to inform her.
I never had such a good experience applying a card and I must say this agent is really good. Her follow up is excellent. She has the so-called Go Pro camera as well and asked if I want to apply another additional card for it. I declined her offer and she never pushes it to me. Very good. If anyone wants a contact for HLB Wise, please PM me directly. I'll not share here openly.

This is just based on my personal experience.

i think hlb wise and hlb mach should be sharing same cl. i have both too.