let say your loan interest at 4.5%: 34754 x 0.045 / 12 = 130.33

If you have cash of 34,754, you can put in to the flexi account, so it will offset the interest. 

oh ok ok..dah start pay interest ke? how much eh per month?

I mean I can't find the info where it mentions the monthly maintenance fee is RM0.35/sqft if I am not mistaken. Anyone have this info stated black and white? I have seen it somewhere.

I am still paying RM16X per month...

Ya, like that difficult lah. Later argue also no use. SA no more work in the company lah, this and that. Can give a lot of excuse. Btw, i learn that GooglePlex now known as Phoenix Plus.

So the RM6xx is paid to bank or developer?

Now I realized I also have outstanding interest need to pay. I received a statement from developer that it has been due for 55 days (Period charge is 19 Jan 2017 to 14 Mar 2017). It stated progress 2(a). Amount is RM500+. I thought I only need to pay 10% down payment to developer during the purchase and remaining I just need to deal with my bank. How come developer also charge me interest?