A MAlaysian can rent the whole HDB, no matter 2 rooms or  3 rooms easily.

you just need to submit a form. Processing fee I can't recall but it's less than SGD 30. However if the start of your staying time is more than 2 weeks upon submitting the form you'll be charged SGD 100.

the submitting of this form serves as two purposes. One is to prove the owner is not housing illegal immigrant and the second is to protect the owner from damages (insurance claims)

there is no hassle actually...

normally for msian working in spore, which bank's you guys recommended (salary credited to this account) as below:-

services such as :- to perform cash withdrawal thru atm or etc, pay bills or transfer money to msia bank's account.

thks - 

Avoid POSB, feel scary when look at the queue at the ATM, even there 4,5 ATM also can queue up to 10 pp in each line........
I recommend OCBC or UOB, their branches & ATM can find almost everywhere and less people on the queue to ATM & counter is the main concern to me.
Sg's bank deposit interest is pretty low compare to Malaysia's bank, so keep the money in Malaysia for long term seem like a better idea to me, corret me if I'm wrong.

r u guy will have big increment this year again? it seems singapore economy went into recession last quarter.......

more like inflation, not yet recession kua?? rental goin up..and i heard many other things going up as well this year...If recession starts, u see many people getting out of jobs especially banking...but they r still hiring like nobody business right now..

What is the average salary in audit line for fresh graduates in singapore?