bwhahaah - thanks Mum. Good Qs to filter BS from flower-sellers   

I am curious to know the current top performing funds too for Public Mutual. I did an initial investment on PITSEQ with EPF since Oct 2015 for RM12k however the return so far well i think its pretty slow 

Oct 2015- RM3k
Jan 2016- RM3k
May 2016- RM3k
Nov 2016- RM3k

*Total so far RM12k invested in PITSEQ

Here is another reason, aside from the high service charges, not to support Public Mutual.

As an organisation, Public Mutual does not see you as a client of theirs. You are not their customer, as you are a customer of your UT agent (UT consultant).

If you approached the company directly, you won’t get any friendly service a customer would expect to get.

I always come away with a feeling that I have somehow interrupted their daily siesta and they are annoyed and wondering why I am bothering them with my silly question instead of referring my silly question to my UT agent.

The company seems to be moving more towards internet as an added service; but on the other hand, the company seems to expect major announcements to flow to the customer via their UT agents instead of communicating it via their website.

Case in point is the recent change in the free switching entitlement. If you browse through the news and announcement segment of their website, there is no notice of any pending changes to the free switches entitlement by Gold and Elite Gold Members.

Not in their  main webpage either.

If there is any other form of notice of pending changes to the customer, maybe there are… but me - a regular Joe and investor and customer – I am not aware of or were alerted to the change.

So, I asked my silly question… and in their reply, I somewhat felt that I am blind, and should have read the benefits that are clearly stated within the Mutual Gold page.

Yes, Public Mutual Sdn Bhd and her good customer service… thank you for your astute and precise reply.

A standard no-fault-lies-with-us reply….



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It was a very good first 4 days in the new year... my port gained more than 1% - though it is not as good as Yang Huiyan’s 2 billlion. 

Happy New Year 2018... the rally continues...