Those are EPF approved funds but as pointed by j.passing.by..they are not from PM...thus have some dismayed results.

I am guessing, a well known forummer, *sound, must be laughing now and maybe saying,..."I told you all so, you all don't belief and now I am going for lunch at my auntie's bungalow which she had bought from the monies she had made from UT investors"...

I think some real seniors, crash hardened UT investors would still vows that it is still a good investment vehicle for some people....

This post has been edited by T231H: Aug 31 2015, 11:33 AM

you said it all..."They are entitled to their opinions, not here to convince anyone to our opinions - that our opinions are right, definitely don't bother to convince anyone whether or not UT is good or not, c'est la vie!",....

while waiting for a more direct answer.....try read this...hope it helps....
http://www.publicmutual.com.my/InvestmentP...mentScheme.aspx
found this while googling...
http://www.acetech.com.my/Svc/EPF.htm

This post has been edited by T231H: Sep 21 2015, 12:22 PM

page# 3, post# 57 by j.passing.by, did have some explanation about the effect of dividends for unit trust....

about this....
if buy UT that are mandated "global"
on the Q: "If foreign market crush, i also crush lerrr"
come to think about it....
If foreign market boom, i also "huat" lah
isn't it the same as...
if but UT that is mandated 'local"
if the local market crush, i also crush lerr
if the local market boom, i also "huat" lah..

This post has been edited by T231H: Nov 5 2015, 01:21 PM

while waiting for value added response.....it is best that you try to read this "PRODUCT HIGHLIGHTS SHEET"

http://www.publicmutual.com.my/LinkClick.a...8E%3d&tabid=670

from the info from that link, I don't think it will pays out monthly interest.....

oh yeah! my bad....from the chart, it did has monthly distribution....thanks for sharing.
but I noticed from the distribution chart...the distribution is just 0.26~0.30 of a sen (not even 1 sen)
so assuming it to be 0.28 per month X 12 months = 3.36%
at an NAV of about RM 1 per unit, a RM 1000 invested will get about RM 33.6 return pa (subjected to market ups/downs)
so I think it is a competitive rate for this kind of money market fund

This post has been edited by T231H: Dec 3 2015, 08:45 AM


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this would be the BEST place to ask.....
http://www.publicmutual.com.my/ContactUs.aspx

this is a good place to start...(alot of info and many linkages)
http://www.publicmutual.com.my/

while waiting for simpler and more value added responses
hope this can explains it....
got that from...
http://www.publicmutual.com.my/LinkClick.a...M0%3d&tabid=105


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I think, if you sell on 18/2 at 8pm.....
the price valuation of 19/2 (to see how the markets performs) applies.

I got this from another sites....(I think it may applies to PM funds too.....)
Q: When will I know about the price I get?

A: Most of the unit trusts in Malaysia are priced based on "forward pricing". This means that if you transact today, you will get the fund’s value as of the closing price of the market today. However, you will know the price in two working days
The price that you could see in the website is the so-called 'indicative price'. This is usually the price of the fund two working days ago. This indicative price is NOT the actual transaction price of the fund that you are buying or selling.

Generally, the fund manager requires approximately two business days to consolidate and derive a unit price for the funds. These prices are further valued independently by the fund's trustees. Therefore, the dealing price will be made known to the public two business days after the transaction date. Once we obtained the price, an email notification will be sent to you.

correction ....
FSM did not charge annual mgmt. fees and other expenses......
I think you had mistaken those....those are charged by the respective individuals fund houses......
you cannot see those charges in the normal NAV prices movement....those are already "reflected" in the daily NAV.

yr Q: "Does this also incurred for Public Mutual Fund?"
read page "225" of this article....
http://www.publicmutual.com.my/LinkClick.a...-M%3d&tabid=105

interesting,.....
yr posting,..."They show return(%) by using the lowest & highest NAV of the year instead of the distribution(%)."
I may have missed seeing it...can you pls provide a screen shot of the word or any indications that the "RETURNS %" are by using the lowest & highest NAV of the year...."

I got this from PM site...
http://www.publicmutual.com.my/LinkClick.a...ug%3d&tabid=248

yr posting...."The distribution is shown but in cents, unlike previously got % as well".
they announces distribution in SEN per unit.
http://www.publicmutual.com.my/LinkClick.a...jQ8%3d&tabid=87

Sometimes and in many cases, it is the wrong expectations or understanding and quick of making assumption that caused misunderstanding then blaming others for what we failed to see.

This post has been edited by T231H: May 9 2016, 03:01 AM


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you are implying,....
1) UTs investor can gauge how much they earned from the distribution if the distribution is in %?....
2) you are "regular UTs investor"....
3) FHs cannot use Annual returns to gauge the fund performance over a period of time...

I ,...saving some breath....after all that I said.


sorry, I cannot answer more of your questions, because
1) I don't gauge how much I will earned from the UTs distribution, be it if the distribution is in % or in SEN...as a matter of facts I don't bother with UTs distribution...b'cos it makes NO different to my investment value.
2) I am not a regular investor......therefore what can I tell you as u are a "regular UTs investor".
3) I NOT only use annual returns to gauge the fund performance over a period of time....but I also use peer to peer annual return and annualized returns comparison of it performance and its RR ratio too....

This post has been edited by T231H: May 9 2016, 02:15 PM

sorry...does not mean to imply that yours is the same.....
hope that yours is not 1 of these....
Investing in thin air
http://www.thestar.com.my/news/nation/2016...ng-in-thin-air/

the more funds under mgmt...the more mgmt fees there is.....

if other things being equal....the one with the higher sales charge will need a longer times to catch up with the one of lower sales charges....

Try fsm....i think they hv that for their account holders

try this....?
http://www.ppa.my/getting-started/funds-re...nd-performance/

i guess it is because PRS funds is not in the mkts 5 or 10 yrs ago.
for the YTD, 1 week, 1mth, 3 mths, 6 mth 1yr, 2 yrs 3 yrs data,
try this...(but without the PM data)
https://www.fundsupermart.com.my/main/fundi...fundSelect.svdo
select All PRS providers only.