Dear admin,

Of late there have been some thread on MLM victims, personally I make a living via MLM and I can help explain on how to avoid fake MLM and get rich schemes.

While you don't allow MLM recruitment, will a Q & A thread be allowed? treat it as a public service to help people to avoid fake MLM and get rich schemes, OK?

Any Q&A regarding specific MLM business is deemed soliciting and promoting of the particular MLM, hence won't be allowed.

We look at the intention of the topic.

Perhaps someone might abuse or misuse the topic to recruit or advertise.

I believe we had some individual topic to discuss the fake MLM or get rich schemes. Such as Gold & Oil schemes and Wine investment as well.

Yes, true, the wine investment was funniest I have seen

It's OK to take it out if admin finds it soliciting

Is insurance is MLM?

Recruiting downline and earn commission from their sales?

oh? you're selling insurance now also?

you have to be an agency before any agent can recruit.

and to be an agency, you need annual quota of insurance sales achieved, besides having certifications as well.

And insurance is highly regulated by BNM.


MLM is just blind recruiting.

now u wanna promo insurance

Trust funds = ponzi scheme recognized by government
Insurance = MLM recognized by government

if insurance is MLM, then you try join la and recruit agents, if you think its that easy like MLM

Jobs that requires cheating skills I have no interest as I've been insurance agents 20 years before and almost get slaughtered by parang because of telling the facts.

thats because you joined the wrong agency

ever wondered why companies still buys insurance for their staff as employee benefits?

thats why la, you bodo go join stupid agency. starting your own agency and recruit members la if you can. 20 years la konon. dont tipu

Wrong agency? My senior was million dollar table member. Will he be wrong? 20 years becoming a millionaire really something.
And that agent are not stupid, he just showing to me what i shall say and what I shall not say no matter what happens.
Some people will like to cheat to earn a living, but for sure that's not me.
Company insurance does not cover all, there's still exclusions. And some company need to pay them self for those exclusions. So, is you that don't try to cheat.
Some MNC hiring local insurance company just as middleman. So, again, your lie are busted.