Xuzen thinks person who refer to himself in third person is weird... real weird. Xuzen agrees with Xuzen too.

Xuzen

If TAlor-KerchUT symptom (aka TAKUT syndrome)manifest and overwhelm you then sell all and park in Money Market Fund. Then slowly transfer say 10% every mth into equities until your talor-kecut symptom overwhelm you again. Rinse, repeat ad nauseum...

Diagnosis, Dx: TAKUT syndrome

Epidemiology: Wide spread, even amongst seasoned investors (specimen who use technical tools such as Algozen™ may be less affected but there is no large scale multi-centered double-blind placebo controlled meta-studies to confirm this). Evenly distributed among male and female with older species more affected than young ones.

Prescription, Rx: Sell, Park and DCA again

Prognosis, Px: Good recovery.

Xuzen

This post has been edited by xuzen: Jun 15 2015, 12:22 PM

Eunitrust (Phillip Mutual Bhd) account opening form got option to get distribution in form of cash proceed.

Eunitrust ----- 1
FSM ---------- 0

Xuzen

p/s but why want cash proceed? Just sell your units to get the cash lar... because if you get the distribution in cash, nanti-nanti you change mind want to buy, you will be charged the sales charge again. If distribution proceed, no sales charge.

It is time like this I indulge in my other hobby.... oogle at Viet Moi!

Xuzen

You people ar.... cannot tahan liao.... you think UT is like contra-play or day trading meh?

My most recent input data was based on info supplied to me as of 30/4/2015 and fresh data come to me only once a mth. My next set of data will be as of 31/5/2015 lar. Don't treat UT like contra or day trading play can or not!

UT is for mid to long term!

Xuzen

How dare you write her name without attaching the emoticon?

It should be Lee Sook Yee ...

"fan-boy" Xuzen

Fresh data just available! Will be tinkering with Algozen™ this weekend. Stay tuned next week for its findings.

Xuzen

p/s Looking back overall China has been a very volatile market i.e., sekejap up, sekejap down; but in this one mth period my equity portion has moved up 1.83% in one mth period, also mainly from my Greater China exposure.





This post has been edited by xuzen: Jun 25 2015, 01:56 PM

(NAV @ Today minus NAV @ 30 days ago / NAV 30 days ago ) x 100

Yeah, can be wipe off but I am quoting NAV based on today.

Come to think about it....

Market is very volatile, that we all know. But if you practice DCA or VCA, properly asset allocated and alway find the optimal risk adjusted portfolio....

In the long run, we will beat the market.

All the above are the ingredients for baking the Algozen™ cake, which is directly based on lessons learned from Modern Portfolio Theory.

Xuzen

In China one may prosper, but be aware one may also flounder;
Reduce slightly but don't ignore completely;
Small cap is a good friend, but too much he may turn out to be a fiend;
maintain a close watch so that you do not lose heart;
Tech Sector is a surprise; mainly US offer some sunrise;
If one is too worried, then best move to balanced Asia Pac x-Jp in a hurry!
Thus Algozen™ have spoken.

Xuzen

This post has been edited by xuzen: Jun 25 2015, 10:54 PM

If you are in the market, by now you know how volatile the China market is... one day up 1 to 2 %, next day down 3 to 4%; but nonetheless despite all these up and down, after a 30 days period the UT I chose made a 1 to 2 % gain.

This is my personal opinion: this China volatility reminds me of M'sian during the 80's super bull run period where everyone locally was speculating on the stock market and making quick buck here and there. Contra play & margin play and all these bullshits speculative instruments came in and make the whole market into a feeding frenzy.

However, fundamentally China is a strong emerging market and over a longer period we will see more value being unlocked which will reward patient investors. Having said that I am reducing my exposure to China.

Wrt US, she will not give you major gain, but it is climbing steadily which I think is the market factoring in the impending rate hike. Hence this translate to the surprise TA Global Tech gain which holds 50% in US tech stock. Global Titan fund is also a good one, but when I throw it into Algozen™, she prefers TA Global Tech over Global Titan. Pure US equity, look out for US small to mid cap... they offer better upside. But the numbers are still not exiting enough for me to go in.

Small cap M'sia is a very good diversifier to all these large cap I mentioned above. I actually have increase slightly my exposure to it.

If you are a not so gung-ho and have lower risk appetite, put your money in a broad base Asia-Pac ex Jp balanced fund.

Xuzen

Disclaimer: The above recommendations are mainly for my own consumption. You are by no means obligated, compelled or otherwise to follow my recommendation. I hold myself no responsibility should you suffer any financial or psychological distress from following my recommendation thereof.

This post has been edited by xuzen: Jun 26 2015, 12:01 PM


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It was nice and fun to be helpful to noobs... but when we repeat this nice & spice and everything nice lessons for the 1,025,623,025 times... it gets a bit ad nauseum!

Xuzen

Try repeating the same info for 1,025,623,025 times, then you tell me got something right or wrong!

Pink... this one for you.

You have to catch Pink at the right time, most of the time he is drunk and with the company of Viet Mois....

Xuzen

Serious answer:

i) Recall that US interest rate was very low for quite some time now. Because of these it was very cheap to borrow money from bank and buy up assets. Liquid cash is like water it will flow to the lowest point and start to fill up from there. Hence cheap money will flow to the assets that are the cheapest.

ii) Recall that many assets have been inflated especially the emerging market (bonds, stock-market and real estate)

iii) To cut the story short, should US raise rate, the trend reverse, money becomes expensive, borrowers will sell their assets to pay their debt. Since those easy money came in to emerging market when it is cheapest... it is also the where they will take profit first.

iv) Hence they will start selling these assets to pay back their debt in US.

It is just a reversal of money flow.

Xuzen

Lee Sook Yee in action....

@ Hotel Istana, Phillip Capital Investment Conference

This post has been edited by xuzen: Jun 27 2015, 11:21 AM


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Because the drop is mainly in A-share which is out of bound for non-Chinese investors.

Our UT uses HK proxy which is H-share.

Xuzen

Come on.... keep up with me!

Xuzen

I reduce my China exposure by 20%, increase my local small cap by 10% and also start entering the Tech sector. Small cap and tech are rotational play. My style is actively manage because my wrap account allows me unlimited free switch, so if you are those who have to pay sales charge on every transaction... then my style of investing is not for you.

Xuzen