The banker introduce to me this fund saying and showing me the performance of the fund which is 8% per years average for some time now. She mentioned that this fund has risk but very good fund to invest. What do you think?

I have few thousand sleeping in FD, should I use that for this fund or just get a bond instead??


CIMB-Principal Asia Pacific Dynamic Income Fund

Investment Sifus, I'm very new in such stuff. Need your guidance.

We at FSM thread call this fund...Ponzi 2.0

And 8% p.a. is its TARGET

Recent performance has been well in excess of 10% p.a.

See here:
http://www.fundsupermart.com.my/main/fundi...umber=MYCIMB007

and here:
http://www.fundsupermart.com.my/main/admin...etMYCIMB007.pdf

This post has been edited by Pink Spider: Apr 15 2015, 11:32 AM

I am invested in it!

you invested thru the bank also?
how much is the Sales charges be?

no la.. I invested through FSM!

why FSM and NOT through the Bank?
FSM safer than the Bank?
FSM Cheaper to buy?

haha...

FSM cheaper ma. Also got good customer service. Also can do online. And most important I follow you ma!

So 8% is target only? But she show me the performance really got 8% like that for 3 years. And why Ponzi yah? and also 2.0??? Like second fraud scheme??? huh??

FSM Cheaper but open account abit fussy right? I saw my friend buy PRS like so many document need to send to FSM.

But bank will tell u before the market turn sour and u can sell before it drops right? That's what I know.

Investment involves risk.
The price of securities may go down as well as up, and under certain circumstances an investor may sustain a total or substantial loss of investment.
Past performance is not necessarily indicative of the future or likely performance of the fund.
Investors should read the relevant fund's prospectus for details before making any investment decision.
An Investor should make an appraisal of the risks involved in investing in these products and should consult their own independent and professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position.

Management Fee Up to 1.80% p.a. of the NAV
Trustee Fee 0.08% p.a. of the NAV

Looks like I have to see this 1 also. Coz every year will lost this amount too.

Just realize 8% is bench mark and the performance is like 20% like that? Not bad.

Should I buy?

Bro.. only first time open account ma. After that do it online, very easy. If you want tips and market update go to FSM website and read, also come to LYN forum also can.

As for Bank.. when u buy and sell, everytime need to go bank. Think of getting out drive car, find packing, take number and queue also not worth it la. If you are not so flexible in work, lagi teruk.. only lunch time can go bank. Bank sales people wont update you anything la, unless u are investing big amount. But after update u few times by phone, they also lazy and forgot to do it already. Unless u think it is worth doing all that just to go see the pretty and sexy sales person, then different cerita. Bear in mind, the sales person also high turn over rate.

If you want to buy new fund how yah? Have to transfer from your bank account to FSM then only can buy or what? I know I should not be asking this question. But just ask la. Haha. Hope can get some answer here.

Just do fpx transfer lo if you dont want to transfer your money into FSM CMF2. When u buy the find, the webpage will guide you step by step la.. dont worry

or read this 1st for more info....
Popular FAQs
http://www.fundsupermart.com.my/main/faq/introduction.tpl

Can close this thread?

Why? It's not FSM also. Its about this fund and I want to see what people think about this fund and advise also. Can I??

buy from FSM and buy from lenglui banker different experience

Unless u are priority banking customer, I doubt your banker will pay close attention to your account

I notice ocbc personal banker looks better than other banks.. Haha