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Credit Cards Maybankard 2 Gold & Platinum Cards V13, Treats Fair on 11 till 14 Jun 15

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maskedchan
post May 18 2015, 09:57 PM

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QUOTE(victorywp @ May 18 2015, 09:15 PM)
although i own more than 10 cc but i'm still an ikan bilis. lagi saddening... sad.gif cry.gif
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if 10 of your cc are cashback features..
you are earning more than me in a year cry.gif
maskedchan
post May 19 2015, 12:43 PM

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QUOTE(victorywp @ May 19 2015, 09:43 AM)
no need to compare like that... you see, out of my 10+cc i don't have any cc which i can enter ppl for free.  cry.gif
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I think the most important is cashback.
PPL free entries more important if u always travel

QUOTE(fruitie @ May 19 2015, 10:22 AM)
I only pay my bills via IBG on the due date by 10.00 a.m. if it is a working day, else the earliest working day.

So far I have no issue and never imposed with late payment charges. Maybank IBG is pretty good. thumbup.gif
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One time I had a bounce back payment due to the outstanding balance lesser than the schedule payment. I only realize two days later. No late charge for that. So I guess still have grace period for late charge smile.gif
maskedchan
post May 19 2015, 03:38 PM

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QUOTE(wan7075 @ May 19 2015, 12:47 PM)
my case even wore... i schdule maybank saving account pay more than my Amex statement balance also was rejected..

1 weeks later saw kena finance charge and call cs to waive it..

the reason they gave me is i must only can pay the exact amount... rclxub.gif
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you didn't receive SMS regarding the fail payment?
I did receive the SMS but I didn't check the phone often as it was only for banking purpose..
luckily I saw it after two days..

QUOTE(fruitie @ May 19 2015, 01:53 PM)
Touch wood. Mine so far no bounce payment, but please don't follow my method.
This is a risky method. tongue.gif
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nowadays I check one day after the due date to make sure payment has been made.


QUOTE(sms2u @ May 19 2015, 02:00 PM)
Maybank do not allow credit card payment more than existing balance. The schedule payment will fail if the payment amount more than curent balance.

Example, as of 14 Apr, current statement balance is RM1000. The balance will become less after RM50 cash back on 30 Apr and become RM950 if no swipe the card from 14 Apr onward.The schedule payment on 01 May with RM1000 will fail as the current balance RM950 is less than the schedule payment of RM1000.
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yes, i am aware of no over payment via M2U.
just that time I had made scheduled payment before the cashback come back..
that why the payment bounce back...
maskedchan
post May 19 2015, 04:33 PM

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QUOTE(wesleycjh @ May 19 2015, 04:19 PM)
ooo, this is first time I get this info that actually is the 3 digit at the back of the AMEX card to be used as CVV instead of front 4 digit. I will try it on my next online AMEX transaction.
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i never encounter online transaction using the back 3 digit CVV...
it is best to click the "?" beside the CVV field..usually will tell you where the CVV located
maskedchan
post May 20 2015, 05:40 PM

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QUOTE(kun5455 @ May 20 2015, 05:26 PM)
Even i apply after 6 months, my salary still cant cover my commitment. I belive i will fail also ah.
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Do you know what pledge FD mean?
pledge FD mean your FD amount would become your credit limit..
so no need to see your salary anymore..

maskedchan
post May 21 2015, 09:51 AM

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QUOTE(Wongchoy @ May 20 2015, 06:21 PM)
The problem is, he got his application rejected. So during this 6 months cooling off period, any application including pledge is auto reject by the system.
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i just explaining him what is FD pledge since he dont quite understand what that about.
he seem like still worry about the salary part.

QUOTE(victorywp @ May 20 2015, 06:53 PM)
i think maskedchan is advising him that after 6 months, he doesn't need to worry about his salary will still not enough to get a cc, if by pledging fd.
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At least you understand my message, i thought my message not so clear smile.gif

maskedchan
post May 21 2015, 10:05 AM

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QUOTE(tattat @ May 21 2015, 09:57 AM)
Hi all,

The other day, I asked the maybank 2 card promoter about utility bills. He said utility bills are not eligible for 5% cash back? Is this true?

Here are the other few items he told me that are not 5% cashback eligible.
a. Government Transaction
b. Insurance
c. Utilities
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as long as the transaction happen on weekend with AMEX, 5% cashback are eligible.
however, insurance and government transaction only earn you 2x TP instead of normal 5xTP..

maybe he mistaken this two features.
maskedchan
post May 21 2015, 10:23 AM

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QUOTE(victorywp @ May 21 2015, 10:14 AM)
but utility still 5x tp too right. wonder why they group it together with gov and insurance.
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if nothing change, utilities are 5x TP.
i guess the MBB promoter are inexperience, just part timer
maskedchan
post May 21 2015, 12:06 PM

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QUOTE(Petre @ May 21 2015, 11:03 AM)
hi all
i need to change / update my phone number for online purchase, now the OTP is sent to my old phone

what can i do to change? need to go to branch?
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u want to change the CC TAC/MSOS or MBB online banking TAC?
CC TAC/MSOS can done by calling MBB CS..
if for MBB online banking TAC, no choice u need to go ATM and change it..
maskedchan
post May 21 2015, 01:35 PM

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QUOTE(Petre @ May 21 2015, 12:11 PM)
oh? i want to change CC TAC
which number can i call?

thanks
*
just call the number at the back of you CC..

maskedchan
post May 22 2015, 03:19 PM

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QUOTE(Mr Gray @ May 22 2015, 02:36 PM)
Is it the case that only new Maybank Amex cardholders have this problem? I've been using my Maybank Amex online all this while without any problem. Maybank never block any transaction. I use it on Amazon, Paypal, etc.  unsure.gif
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yes, it only happen to the new cardholders..
for me, nothing was blocked even though i seldom use for online transaction compare to last time
maskedchan
post May 22 2015, 03:36 PM

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QUOTE(fruitie @ May 22 2015, 03:32 PM)
I used to have no issue as well when I was on Gold card, so far my online transactions on Plat also kinda smooth.
Never got blocked before. I haven't tried PayPal on Plat yet. tongue.gif
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if any online transaction no problem, paypal should be no problem as well...


QUOTE(alvinfcj @ May 22 2015, 03:33 PM)
hi i just gotten my Maybank 2 card today.

Can i ask whether Shell accept the AMEX?

Or must i go to petronas only if i want to use the AMEX?
*
Shell in Klang valley mostly accept AMEX..

maskedchan
post May 24 2015, 05:37 PM

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QUOTE(David83 @ May 24 2015, 05:31 PM)
RHB is very generous with CL.

Imagine 3 years ago, I was giving a total limit of RM 33k for two CCs. doh.gif
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CIMB give even higher credit limit. One card RM50k credit limit
maskedchan
post May 24 2015, 05:43 PM

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QUOTE(David83 @ May 24 2015, 05:41 PM)
But those cards I got from RHB is just classic and gold level.
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Same. Mine only gold. Cut the card long time ago
maskedchan
post May 24 2015, 08:04 PM

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QUOTE(victorywp @ May 24 2015, 07:14 PM)
i wonder how many person can a cc holder sign for? for both aeon and rhb? just one or can be more? for eg. rhb 4 times used up at one go? or aeon gold 6 times used up at one go? possible?
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I think not possible to use all in one go.

maskedchan
post May 24 2015, 08:50 PM

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QUOTE(victorywp @ May 24 2015, 08:17 PM)
so how many times max per go?
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One at a time. But not sure can use how many time per day for those have limit to enter PPL.
maskedchan
post May 25 2015, 09:28 AM

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QUOTE(victorywp @ May 24 2015, 09:07 PM)
oh... sorry, ot again 1 more time...

fruitie said she going to sign her friend into the ppl means she will go in under aeon gold while her friend under her rhb plat? if like that (1 person 1 card although the person not the card owner) possible right?
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yes, you can do that with multiple card. you can only do that within Malaysia where PPL not so strict..
if oversea, not allow to use multiple card with same name at one time. they do check boarding pass.

QUOTE(sj0217 @ May 25 2015, 08:38 AM)
What I noticed from the cForum there, a person who come from MBB (credit card department) and said:
FD 2k can get for Premier cards
I doubt how true is it, anyone heard this before??
What I see in the previous post from this below link (posted # 2441), yes this is possible

https://forum.lowyat.net/topic/1791878/+2440
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QUOTE(fruitie @ May 25 2015, 09:15 AM)
Really? Can share the link?
Somebody reported in Premier thread that he pledged 2k and get Premier card...
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yes, you can pledge 2k FD if you have existing 28k cc credit limit with MBB

maskedchan
post May 25 2015, 01:51 PM

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QUOTE(*-a|i3n-* @ May 25 2015, 01:13 PM)
Let's say it's not for emergency usage, i want apply a temp increase a 500 CL. Is it possible? Anyone encounter this?
*
extra 500 CL no need waste CS afford..
just go to CDM and bank in RM500 to your cc..

maskedchan
post May 26 2015, 09:16 AM

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QUOTE(*-a|i3n-* @ May 26 2015, 12:08 AM)
sweat.gif I know... but i need the extra 500 for EPP... and EPP doesn't accept CC below the CL, even your CC -10k inside.
blink.gif  I don't really need that much actually just around 500 more than enough.
Another question here.
Let's said i swipe a RM10k epp with 24 months tenure.
Is it possible for me early settlement for it?
As i know mbb's card cap the CL at the EPP amount even you've paid certain amount of it.
rclxub.gif
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ok..how about this method?

1. bank in extra RM500 via CDM
2. swipe RM500 for the product
3. the rest amount with EPP

maskedchan
post May 27 2015, 09:13 PM

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So sad to see so many people apply mbb2card but no idea about the features/benefit of the card

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