3.25% is PER ANNUM RATE, not monthly rate.

Thus, in this case, ASSUME the tenure 4 month and had FINISHED the tenure
Interest earned: 3.25% x RM1, 000 x 120/365 = RM10.68

1. Rm32.50 / 12 = 2.70 per month x 6 months = 16.25
2. Dunno but I think can.
3. Renew itself automatically until you withdraw. One month FD the interest is added on to your principle. But usually 6 months the interest is a bit better than monthly. I prefer monthly. More flexible.

1. The rest already answered you.
2. Can. As long as you got M2U account. Just go to FD section and put your funds into FD. There is a minimum amount for certain tenure and all details are there so you just have to click here and there and read up.
3. If you choose 1 month, means you can withdraw your FD without lost of interest at the end of every term (1 month). You can choose to automatically renew it - interest add on to principle or choose to credit principle and interest into your account which means the FD is no longer in active and you'll have to place a new FD after that.

For more info on FDs, you can check out the FD thread in Finance subforum.
https://forum.lowyat.net/topic/3456872

1. someone answered
2. yes, e-fd
3. can put automatic renew at board rate until u decide to stop it by uplifting. Interest also can credit to savings / put into new FD with the capital.

no need collect any cert for e-fd. it jus automatically renews. 

No need also

It'll be auto updated in the bank system. When you're free, just bring your FD cert to update it. The updated ones will be printed on the back of the cert usually.