Am i considered as an undergraduate after taking SPM? What is the differences between undergraduate vs postgraduate? Also I'm a bit confuse about the tertiary studies,what if i take A-level,what's next? Taking a degree or choosing diploma courses? I don't really know what is the flow map of tertiary studies(the one after (SPM).   I'm dreamed of to become a computer programmer. But i only managed to score 3A(MM,ENG,SJR), 3B(PHY,BIO,BM), 3C(ADDMTH,CHEM,MORAL).Does this result limited me from being what i want to be? Should I take course such as Software Engineering or other diploma courses? Am I qualified for it? Especially to enter university such UTAR? Is there any chances for me to get student loan or PTPTN? Let's say that i finish my diploma course, will i be employed or i still need to take another degree? Confusing! Any ideas are accepted and appreciated, TQ!