If you extend your trip for a few days due to flight changes (as a result of natural disaster), are you able to make a claim for the new flight fares?

Let's say for example - Original trip is from 1 October to 7 Oct

Due to flight postponement (arranged by the airline), you have to depart on 3 October instead.

No changes to the 7 Oct return flight to Malaysia.

Therefore, you decide to postpone your return flight (at your own expense) to 10 October.

Can I make a claim for reimbursement for the old return flight which was originally on 7 October?

have been with AXA many times but now i read Etiqa is better now?

i just play with the quote and only RM5 difference between those 2 (VIP vs Gold plan).  i believe many will go for Etiqa?

also, should i go for takaful or tripcare 360?