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terradrgn
post Mar 8 2018, 01:11 PM

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QUOTE(eggtart02 @ Mar 8 2018, 09:44 AM)
Hi everyone,

I was wondering if it is nesseccary to buy travel insurance even if it is a short trip (4D3N)?
I know it is for a peace of mind in case anything happens.
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Definitely. Anyway you already answered your own question! sweat.gif
terradrgn
post Jul 14 2018, 05:45 PM

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QUOTE(alantanblog @ Jul 14 2018, 05:22 PM)
Yes...Majority policy will cover  only covers baggage delay when you arrive your destination

However MSIG travel insurance  covers baggage delay for both sectors i.e from & to home country!
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Thanks for the share, will look through.
The premium is higher than my usual AXA though, if taking the highest coverage then it's double the price.
terradrgn
post Jul 20 2018, 07:55 PM

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QUOTE(touristking @ Jul 20 2018, 11:33 AM)
Hard to say. I have a delayed luggage and the credit card's insurance paid me more (based on how much I can spend after how many hours) than the travel insurance (paid a fixed sum after how many hours).
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Mind sharing what CC this is? I'd like to read the TnC. Sounds too good to be true sweat.gif
terradrgn
post Sep 6 2018, 05:23 PM

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QUOTE(touristking @ Sep 6 2018, 04:56 PM)
I guess there will always be complain against all the insurance companies. Just your luck I suppose.

If you look through the small print, sometime even the free credit card's insurance pay more for some cases. But then how many of us look through the small print?

So I guess many of us buy insurance for sake of buying in case something drastic happen.
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Truer words have never been spoken.

IMO, everyone should take the time and go through their respective insurance company's claims form at least once.

This is to get a rough idea on what documents/proof you will need for when the time comes.

terradrgn
post Apr 1 2019, 01:44 AM

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QUOTE(cocoberry @ Mar 31 2019, 09:36 PM)
If we have medical insurance, can we use it overseas as well?
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most probably not.

it's best if you read through your policy wording to get a better grasp of what you're covered for.
terradrgn
post Sep 7 2019, 02:07 PM

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aren't most travel insurance Pay & Claim type?

 

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