I wanted to pose this question to the forum since so many of you have valuable experience traveling. My question is should I get the use of good travel medical and evacuation insurance? If yes, may you be so kind to share the insurance agency.

I am planning on a trip from Thailand, Cambodia, Laos, Vietnam, Nepal and India for couple of months. During that period I may be exposed to potential diseases. Initially I had planned on not. While not ones to take health lightly I will be carry a medical aid kit and paracetamol, etc.

While I agree it is important to travel safe, is it absolutely necessary or is it a convenience thing to get an insurance? Can you share your experiences with or without a travel insurance or share basic preventive precautions that will benefit to all of us here.
Thanks

Can anyone recommend a travel insurance plan?

I am not flying with AA, so not buying from Tune Ins...

I did a search but didn't see much being discussed on travel insurance.

Most travel insurance out there will cover medical benefits, travel cancellation/curtailment, etc. I'm wondering if there are companies that will let me pick and choose what coverage I want. I already have my own medical insurance, I only want coverage for travel cancellation/curtailment.

I'm being quoted close to RM1k because the insurance companies are bundling everything in, for a trip that's costing around RM10k which doesn't make much sense to me. I guess that's how they make money

Which plan did you choose? I find all the plans very confusing...

Are Purchasing the Airtune insurance necessary when i purchase a flight ticket on Airasia????