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SUSsdin3269
post Feb 22 2017, 09:39 PM

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How about the international insurance provider, I found there are cheaper?
SUSsdin3269
post Feb 23 2017, 07:35 PM

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QUOTE(adele123 @ Feb 23 2017, 08:18 AM)
any example you can provide? Else it's very vague.

getting it from Malaysia companies should be easier and cheaper, after all, foreign exchange rate does play a part.
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Like Nomad, btw currency changes doesnt make any difference as you being charged USD and coverage also USD. Our worry if the accident.

https://www.worldnomads.com/travel-insurance/
SUSsdin3269
post Mar 5 2017, 09:36 AM

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QUOTE(munkeyflo @ Feb 23 2017, 03:05 PM)
Did quite a few claims with them over the past few years until they didn't want to renew my insurance already.
Claimed for baggage delay, flight cancellation, flight delays, flight misconnections and the latest was burglary.

Insurance company all like that wan la.
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Wah you so unlucky one ka? i only had one medical claim, other than that such as fligh delays never until I can get compensation.
SUSsdin3269
post Dec 3 2017, 04:42 PM

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Credit Card Insurance vs Purchase Travel Insurance. I have this maybank visa platinum and which has limited coverage compare to stand alone, not sure about the accident related coverage on hospitalisation though the tittle is Travel Accident Insurance. As the table below didnt mention about hospital converage.

SCHEDULE OF BENEFITS (Etiqa Takaful- Maybank Card)

I Death – occurring within twelve calendar months of bodily injury RM2,000,000.00
II Total and Irrecoverable Loss of Sight of Both Eyes RM2,000,000.00
III Total and Irrecoverable Loss of Sight of One Eye RM2,000,000.00
IV Loss of Two Limbs RM2,000,000.00
V Loss of One Limb RM2,000,000.00
VI Total and Irrecoverable Loss of Sight of One Eye and Loss of One Limb 0 RM2,000,000.00
VII Permanent Total Disablement (other than Total Loss of One or Both Eyes or Loss of Limb)


So they dont cover medical expense?
SUSsdin3269
post May 14 2019, 02:27 PM

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QUOTE(touristking @ Apr 1 2019, 03:57 PM)
I think the answer is Yes with qualification.

For example. You have a heart attack and treating you cost RM 100K in Malaysia. Since you are in Australia and it cost A$ 200k, the insurance company will still only give you RM 100K compensation or A$ 30K. The balance A$ 170K you have to pay yourself.
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So what the purpose of limit world-wide, and its critical must do it in aussie, or must return do it in Aussie?

Sorry this is refferin to not travel.insurance rite?

This post has been edited by sdin3269: May 14 2019, 02:28 PM

 

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