Ya, that's only RM39 per trip which is lower than other providers of the same benefits.. I guess I will go with AXA. Do you buy it online? I have few questions though:
1. I am worried about my luggage. Had a few bad past incidents whereby my luggage were damaged during handling. I checked AXA covers up to only RM500 for damaged luggage - is this your understanding too? Any other provider that provide a higher coverage?
2. Obviously it covers my flights. But does it cover my bullet train transportation too?
3. How are the claims process? Via online? If my luggage is damaged, for example, do I need to obtain any letters from the airport itself as it's documentation? Or just a photo will do?

We will need to have received the policy agreement first to know the truth, not as advertised. Right?

SOK sendiri sja. lol At bolehland we will receive the policy at the 15th day. You tell me how we could have cancelled the policy again???

I cover up with medical travel insurance when in Japan from Sompo or Tokio insurance. Pls do take note of it, travel insurance and medical travel insurance are two different policy. Full medical travel insurance is quite expensive than travel insurance somehow. Play safe when we were at overseas and not to have regretted it later on for just saving a few rm100+. Happy travelling n Holiday.