Does that means AirAsia covers for any medical claims or other personal injuries during the trip? or just like baggage lost or flight delay?

I do have other flights from Korea to Jeju and from Jeju to Busan only back to Msia..
So conclusion is its better to buy directly from insurance companies rather than AirAsia?

actually a lot of people might not have bothered reading the details. myself included. so i decided to read it up.

the airasia tune protect travel insurance, is actually pretty decent for that kind of price. it covers 200k medical expenses, along with other add-on benefits such as  trip cancellation, baggage damage/loss, etc.

i actually find axa kinda pricey because somehow ended up have to pay for that RM10 stamp duty.

last round, after my long comparison among few major insurance companies with online travel insurance, i went for tune protect, but not the airasia version. which means i chose tune protect over axa, aig, etiqa.

AXA is most affordable in terms of annual travel insurance.

Sometimes covering trip before is more important like if something accident happen n trip have to be cancelled , you can still claim from insurance.

I always exclude insurance from airline and buy AXA separately.