Hi folks

Would like to ask to those who travel frequently, long period, travel far, and do lots of outdoor activities.
Do you buy proper Insurance coverage (that is not AA) that covers from flight all the way to theft and injuries?

How do you pick one?
Do you buy per travel coverage, or subscribe to annual/longer term contract terms?
Which one is recommended? True experiences?

ie: I will be out of country for 20days, and I may be doing some hikings.

Thanks for all these infos.
In the end i went with AXA because it just a walking distance from my house lol.
The personal who entertain my inquiries really helpful to get me answered. the delays only covers specifically flights ONLY. bullet trains and ferry isnt. however transportation that leads to the flight will be covered within 4hours.also applicable to plane only.

Oh well. my priority would be injuries n medical. But paying these upfront n claim later is normal, isnt it?

This post has been edited by e-jump: Oct 4 2012, 01:28 PM