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chang3rd
post Apr 4 2019, 12:51 PM

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Joined: Jun 2005
QUOTE(albertteh @ Mar 28 2019, 03:13 AM)
You may have missed out the clauses which stated it very clear that you will have to bear for the medical expenses oversea first and make a claim later on? Pls read n read n don't just know how to have sok sendiri sja like fellow Malaysians DO! Or else, you will land into trouble when you were falling sick at overseas.lol. Will your family can afford to have pay for your medical expenses at oversea at the first place? Choose an insurance company which can offer us with cashless medical hlpe.
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Hi, u seem knowledgeable about this.
Can you recommend a insurance company that offers cashless medical coverage overseas, specifically for travelling to Japan, that can be bought in Malaysia ?

Thanks.
chang3rd
post Mar 7 2025, 11:17 AM

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Junior Member
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Joined: Jun 2005
QUOTE(Scissorshand @ Dec 5 2024, 01:14 PM)
Was on a group trip in Oct, one lady had appendicitis, apparently needed to pay herself as insurance didn’t cover. Unsure which one think Chubb but heard they had to fork out $30k in Kyoto to treat it

Doesn’t insurance covers such as it is deemed as non known illness?
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Hmm, any more info on why cannot claim ? Extended family is considering Chubb travel insurance though I am biased to Etiqa. Chubb's benefits is higher across the board, but also more expensive.

Story time: Our flight from Shanghai to KL via MAS was delayed from 4.05pm to 11:20pm.
(Although annoyed as we were already OTW to airport when I realised the delay, MAS treated us okay putting us up at a resort-like hotel with dinner included. The email to notify the delay was sent at 4am; who checks email while on holiday!)

Anyways, I had Etiqa Gold travel insurance plan. And if you put in the flight details correctly, it can detect the flight delay automatically and process the claims automatically. Flight was 28th Dec, money in my account on 9th Jan. It was a Family plan for around ~RM160 and got back total RM400 for 4 of us.






 

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