Guys,

Airasia is offering their travel insurance, GoInsure if I am not mistaken. Since my credit card is offering travel insurance as well if I charge air ticket to my cc, should I consider to buy this GoInsure? Does it like redundant?

Let say, GoInsure pay RM100 for every hour delay to our original scheduled time while my cc also pay the same rate, can I claim from both of them which mean I will get RM200 for every hour delay?

Another situation, GoInsure pay for delay flight. If my flight has been rescheduled (they call/sms/email/inform a week/2 weeks in advance) from original time, say, Oct 10 at 10am to Oct 10 10pm. 12 hours different. Can I file a claim for this case?

Thank you.