I made comparison of Etiqa insurance to the others, the policy wordings here in this link does state "due to accident or illness". so it's not just medical care as a result of accident.
file:///C:/Users/Alice/Downloads/Policy+Wordings+TRIPCARE+360+purchased+on+24+January+2019+onwards.pdf
So it is good, isn't it?

This post has been edited by LemonJane: Aug 5 2019, 04:06 PM

Another question - If only transiting in Doha (Qatar) airport for less than 7 hours, waiting for connecting flight to France, do you need to include Qatart as a destination for travel insurance purpose?