Certainly,.. a weapon that can be used when times are bad.

Just general statements Vincent heard of from one individual,... guys,..

The person Vincent spoke to may not use the ATM at all,... could be an elderly man depending on over-the-counter withdrawals only. There are still such people around, elderly parents and grandparents of my clients....

I'll give a tip here : don't put in the house. Put in a safe deposit box with a bank or with Mail Boxes Etc. At least safer than putting the hard notes in the house,...

May not reflect the net worth accurately, because they can take loans to buy the units. For units under bank loans, are these reflected as the units of the unitholders or as the units belonging to the banks ?

Congrats,...

In that case, the units which were purchased by bank financing is also reflected a the unitholder's units. Net worth = assets minus liabilities.

Hence, the number of units held by the categories of the unitholders do not really reflect the net worths of the unitholders. This makes it difficult to judge if the large number of units held by the 16K+ unitholders represent the saying that 5%of the population holds 95% of the wealth.

'Banks could be holding' the large number of units here instead of the individuals.

Don't pull out all YET. Perhaps just half, halve your risk first. Observe the 20B's performance....

If the funds hav been sent out, I wouldn't want to bring them back anymore.

As dreamer put it, my EPF in this country is already exposed to this country, hence, it's good to diversify outside of the country after the EPF.

Can never be sure, but there is still time to withdraw ALL if we wished to. I'll wait for the budget ann't first, and if the Gov't does not have concreteplans from the budget without using more of PNB money, by then we can always decide to pullout all. Prior to the above, we can wait to see if the 20B pumped into the KLCI will really yield results.

Earn more dividend while you can, pull out all when all hopes are deemed lost, and before time's up.

This post has been edited by Hansel: Sep 15 2015, 07:55 AM

Well, I did say earlier that I have not redeemed all yet.

This mkt is really hard to play today.

Agreed. Then it comes down to the budget only, to see if there are anymore 'rabbits' in the hat.

The irony of the matter is :-

1) On the FP to VP matter : if there is going to be any change, The MP will only reflect the change in the 2016/2017 version.

2) On the Taxation matter : if again, there is going to be any change, the MP will only reflect the change in the 2017/2018 version.

We can't depend on the MPs for any hints of any possible changes that might take place.