Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)
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 Jul 12 2015, 10:37 PM
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#61
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All Stars
24,385 posts Joined: Feb 2011  
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I have a question. If say you put for 4 months in as1m than in the 5th month, you need the money. Will you still get interest for 4 months or you wont get any interest?
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Jul 12 2015, 11:00 PM
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#62
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All Stars
24,385 posts Joined: Feb 2011
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So say you put in September 2015, You withdraw in January 2016. So come October 2016, will you get the interest for September-December 2015?
No interest right? |
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Jul 12 2015, 11:23 PM
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#63
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All Stars
24,385 posts Joined: Feb 2011
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QUOTE(nexona88 @ Jul 12 2015, 11:09 PM) yes, no interest Damn. Looks like in order to remove it and get maximum profit, one needs to sell on interest/divident day  |
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Jul 13 2015, 08:27 AM
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#64
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All Stars
24,385 posts Joined: Feb 2011
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Now I am confused. nexona88 said no dividend. wil-i-am said got dividend. Who is right?
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Jul 13 2015, 09:08 AM
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#65
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All Stars
24,385 posts Joined: Feb 2011
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QUOTE(wil-i-am @ Jul 13 2015, 08:54 AM) Example for AS1M Eg.1. Bal @ 30/6 - RM11k 2. U top up RM5k on 13/7 3. U withdraw RM5k on 28/9 Assume Dividend @ 6.6% 1. RM11k @ 6.6% for Jul n Sep 2015 2. RM16k @ 6.6% for Aug 2015 Dividend is calculated based on min balance in the month What I meant is deposited in 1/11/2015. Keep until 31/12/2015. Then withdraw on 1/1/2016. With some units left. So on 1/10/2016, will I get the dividend for 1/11/2015-31/12/2015? |
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Jul 13 2015, 04:01 PM
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#66
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All Stars
24,385 posts Joined: Feb 2011
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QUOTE(smartinvestor01 @ Jul 13 2015, 03:51 PM) Well, no money for me to try out.. RM100 enough to open account. No need until rm10k Dry out and i can only wait for my salary to try. |
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Jul 13 2015, 04:16 PM
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#67
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All Stars
24,385 posts Joined: Feb 2011
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QUOTE(wil-i-am @ Jul 13 2015, 04:10 PM) Bro, I suppose u have accumulated at least 6 digits (excl decimal) for both ASM n AS1M Or maybe rm1m. Which is equal to rm66000 free money/year. |
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Jul 13 2015, 07:06 PM
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#68
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All Stars
24,385 posts Joined: Feb 2011
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QUOTE(Ancient-XinG- @ Jul 13 2015, 06:24 PM) no la. enuff liao too bad no more $. Uncle injecting which one?this month, really friendly stuff even the usual fierce stuff. and things really getting easy compared to those months... extraordinary.... u know I know la  got 1 uncle infront of me, continuously inject 2 times in 10 minutes, 5 k each... the time I leave he still standing there.. |
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Jul 13 2015, 07:10 PM
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#69
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All Stars
24,385 posts Joined: Feb 2011
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Can ASM be open if got free units?
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Jul 13 2015, 07:18 PM
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#70
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All Stars
24,385 posts Joined: Feb 2011
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QUOTE(wil-i-am @ Jul 13 2015, 07:15 PM) Wat u mean by free units? Like now, ASM seems easier to get compare as1m. I rent have either yet. Planning to open both if got chance. I know as1m can open as someone in my family managed to open. My question is if there are free units for ASM, can a new ASM be open? Do banks/pos office still have the ASM book? |
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Jul 13 2015, 07:30 PM
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#71
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All Stars
24,385 posts Joined: Feb 2011
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QUOTE(wil-i-am @ Jul 13 2015, 07:23 PM) Yes, u can try to open @ Banks/Pos Hopefully the "stock" of ASM is still available until the eve of Raya. B courteous n polite to the counter staff plus give them a warm smile  |
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Jul 14 2015, 10:53 AM
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#72
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All Stars
24,385 posts Joined: Feb 2011
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QUOTE(woonsc @ Jul 14 2015, 10:48 AM)  They say they can't trust anything with the 1 Malaysia Sign..  U see, 1MDB they reevaluate land to a higher price just to say they are profitable.. quite risky to me.. Well, they din't consult me, I also don't know if ASB is own by our government or etc.. So i just sharing.. |
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Jul 14 2015, 05:31 PM
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#73
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All Stars
24,385 posts Joined: Feb 2011
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QUOTE(MGM @ Jul 14 2015, 03:26 PM) Which of the ASN's fixed price funds that don't have racial segregation, ie. Bumi n non-Bumi can trade the common units? wil-i-am I think what he meant is if bumi sell his/her unit, non-bumi can buy that unit. I don't think such thing exist.  AFAIK, non-bumi can only buy non-bumi units. |
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Jul 14 2015, 09:37 PM
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#74
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All Stars
24,385 posts Joined: Feb 2011
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Want to ask, if say I have ASM book, but I am not around, can someone buy for me units if they are available by bringing my ASM book there?
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Jul 14 2015, 10:34 PM
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#75
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All Stars
24,385 posts Joined: Feb 2011
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QUOTE(luvjiajia @ Jul 14 2015, 10:28 PM) just now try to use m2u to buy some as1m unit and the transaction go thru with RM1.06 service charge As1m cannot be bought in m2u if you are a non-bumi IIANM is it means that i can straight away buy from m2u instead of running and checking the banks often? since the transaction is made thru m2u, how can i update the as1m book? thru bank/pos office/asnb hq? |
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Jul 15 2015, 09:39 PM
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#76
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All Stars
24,385 posts Joined: Feb 2011
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Bagi chance la. Tomorrow going to try open ASM and AS1M. Wish me luck. Should I try with RM100 or RM1000?
This post has been edited by Ramjade: Jul 15 2015, 09:39 PM |
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Jul 15 2015, 10:35 PM
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#77
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All Stars
24,385 posts Joined: Feb 2011
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Feel like want to remove my FD and put ASM if got units. No maintenance. No need to hunt for high promo every year.
But then, if remove and suddenly no units, wasted. Dividend also higher than FD interest. FD only getting 4.33/year max This post has been edited by Ramjade: Jul 15 2015, 10:36 PM |
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Jul 16 2015, 07:11 AM
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#78
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All Stars
24,385 posts Joined: Feb 2011
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QUOTE(wil-i-am @ Jul 16 2015, 06:36 AM) If yo FD @ Maybank/CIMB/RHB, u can choose to contra if transaction is successful No. Mine is at affin bank. |
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Jul 16 2015, 06:45 PM
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#79
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All Stars
24,385 posts Joined: Feb 2011
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Me too. I managed to opened ASM RM250 at KLIA2 maybank
 Then I topped up x amounts   |
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Jul 16 2015, 09:38 PM
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#80
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All Stars
24,385 posts Joined: Feb 2011
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QUOTE(nexona88 @ Jul 16 2015, 08:32 PM) lol mau balik kampong u still managed to open new ASM account Nice service too. No begging to open, no question ask, no rude stuff. Actually I just got off a flight. Have been planning to open there for a while.  really unexpected branch |
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