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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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Ramjade
post Jun 18 2015, 10:03 AM

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QUOTE(wil-i-am @ Jun 18 2015, 09:57 AM)
Yes
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Their loss, our gains
Ramjade
post Jun 18 2015, 11:29 AM

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QUOTE(honkkydorry @ Jun 18 2015, 11:23 AM)
wah - u people are so rich, adding thousands into ASx. Do you guys just leave the $ in there, not touching at all?
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ASx needs to leave it inside min 2 years to get profit. You can sell off when the unit price become higher or just keep and get dividends.

ASX fixed price Won't go up or down. So the only way to get profit is the dividend by keeping it inside and not touching it all.

ASX fixed price is like a higher version of FD. Regular FD only gives you ~4%. ASX fixed price gives ~6.X%


Ramjade
post Jun 18 2015, 11:53 AM

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QUOTE(honkkydorry @ Jun 18 2015, 11:49 AM)
Ya I understand the mechanics of this.  Must have lots of extra cash then only can put in a lot $ and not touch it. Wish I am also in that position  tongue.gif
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Not really. You can put rm100 also can. Don't know what's the minimum. Not necessarily Rm10k. tongue.gif Start slow. smile.gif
Ramjade
post Jun 19 2015, 07:09 PM

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Hi,

Want to ask, is it possible to transfer units of as1m to another as1m account?
Ramjade
post Jun 19 2015, 07:15 PM

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QUOTE(wil-i-am @ Jun 19 2015, 07:10 PM)
Nope
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So how about say MrX have 10000 units to sell and MrY wants the 10000 units. So MrX and MrY go together to the counter. MrX sell, MrY buy up the 10000 units straight away. Will that work?
Ramjade
post Jun 21 2015, 04:28 PM

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QUOTE(kobe8byrant @ Jun 21 2015, 03:55 PM)
Can I open a AS1M account? Or only for top-up purchases?
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If you are a bumi, you can open anytime. If you are not, depend on counter worker whether want to open for you or not.
Ramjade
post Jun 25 2015, 12:19 AM

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QUOTE(stevendefool @ Jun 25 2015, 12:15 AM)
Hi Sifus, been reading past post and noticed that the fixed price funds are now easier to obtain. Does this mean I can try to open new account now?  Or those units are only available for top up for existing account holders? Non-bumi here. Thanks.
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You can try. Depends on clerk want to help you or not. Most place I go tell you we cannot open for you. No more quota. You want to top up can.

Second, depend you lucky or not that day. Got free units. Even if got free units, clerk don't want to help also useless.
Ramjade
post Jun 25 2015, 10:19 PM

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QUOTE(Ancient-XinG- @ Jun 25 2015, 10:01 PM)
Mehhhhhh.

New tricks from bank.

Minta maaf encik. Sekarang penambahan unit hanya boleh dibuat melalui office pnb sahaja.
I was like.... Wow. Ok.
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Just go post office. Sure help you.

Ramjade
post Jun 26 2015, 06:40 AM

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QUOTE(wil-i-am @ Jun 25 2015, 10:25 PM)
They can't execute ASM transaction
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Can. Got few units of as1m from them before.
Ramjade
post Jun 26 2015, 08:11 AM

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QUOTE(Ancient-XinG- @ Jun 26 2015, 07:20 AM)
Big one can. Small can't . They still not up to date.

But. Still, they want to help or not only.
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Rm1k-2k considered big amount?
Ramjade
post Jun 27 2015, 08:01 PM

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QUOTE(CP88 @ Jun 27 2015, 07:12 PM)
Hi Bro,
Mind sharing where you opened the AS1M? Thanks.
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Just go to the nearest ASB and try your luck. Don't bother with banks or post office. They won't help you
Ramjade
post Jun 27 2015, 08:05 PM

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QUOTE(Ancient-XinG- @ Jun 27 2015, 08:02 PM)
Pnb to be precise.

Btw, u opened recently?!
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No. Haven't. Will try my luck this raya holidays when I am back
Ramjade
post Jun 27 2015, 08:05 PM

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QUOTE(Ancient-XinG- @ Jun 27 2015, 08:02 PM)
Pnb to be precise.

Btw, u opened recently?!
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No. Haven't. Will try my luck this raya holidays when I am back
Ramjade
post Jun 29 2015, 03:00 PM

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QUOTE(ho-ll @ Jun 29 2015, 02:51 PM)
Thanks guys!  rclxms.gif
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Only for bumi ya.
Ramjade
post Jul 1 2015, 11:24 AM

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QUOTE(suntharram @ Jul 1 2015, 11:12 AM)
Guys,just an query...
wondering if now its right time to depoait cash into AS1M?

2nd query...wondering why there is a change in all passbook...the bank fella told me..AS1M gonna change new pass book in August or September...he claimed the system is new unable to detect the old font....

Just wondering if there is any hidden reason....thanks guys
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There's no best time. Just try your luck.
Ramjade
post Jul 2 2015, 08:33 AM

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QUOTE(prince_mk @ Jul 2 2015, 08:17 AM)
Can I top up today???
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Why not? Just go try luck. If you are lucky you get it. smile.gif
Ramjade
post Jul 2 2015, 08:52 AM

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QUOTE(prince_mk @ Jul 2 2015, 08:16 AM)
Oic... but I cant always made available to deposit on every 1st.
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If you are only going to deposit on first and end of the month, until when also you won't be able to get as1m units. Unless you have inside people at the bank.

Just forego the interest and grab it when you have the chance. Better to have no interest this month and have some interest next month. Then totally have no interest at all buy waiting. (didn't get anything cause want to put on 1st and end of the month)

This post has been edited by Ramjade: Jul 2 2015, 08:52 AM
Ramjade
post Jul 2 2015, 12:55 PM

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QUOTE(prince_mk @ Jul 2 2015, 12:39 PM)
U guys no need to put in Housing loan flexi acc ???
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If you have no loan? Some people are loan free. Pay back your loan as fast as possible to become loan free. You don't want to work for the bank your whole life do you?
Ramjade
post Jul 2 2015, 01:13 PM

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If I got asg which keep for 4 years and current nav is below initial nav, should I take out and cut my loss?
Ramjade
post Jul 2 2015, 01:42 PM

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If I got asg which keep for 4 years and current nav is below initial nav, should I take out and cut my loss?

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