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 SETIA ECOHILL 2, Starter landed link house below 500k

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IVL
post Jul 5 2016, 08:47 PM

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Hi guys, been looking for houses the past 6 months. need some advices

I'm 25 this year and should be getting married 3-4years time.

I'm a jiulai lang and working in KL city centre and schedule to buy my first house this year.

Questions, which to go for and why?

1) 300k affordable house highrise at Bukit Jalil by Berjaya (launching oct) 800sqft tepi MEX highway

(+) Freehold, the only 1 among RMM
(+) Cheap, more cashflow
(+) Matured area, plus the PV BJ enhancement

(-) Small, I could only see myself and my future partner stay for max 5yrs
(-) Can only resell after 10 years, but i think can curi2 rent out..
(-) Minimum faci

2) Landed 600k+, SD Elmina, MS M-residence, SPS Ecohill2...

(+) Landed, suitable for small family when i have one
(+) Better appreciation (in general compare to highrise)
(+) Worry couldn't afford landed as my next house if I din't get for now @@

(-) Need to wait for it to mature
(-) TOO FAR from my working station (due to the nature of my industry, unlikely to escape from KL centre)
(-) Quite burdening financially, considering should be getting married 3-4yrs time.


Thanks fellow forumer smile.gif
IVL
post Jul 5 2016, 10:48 PM

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QUOTE(klangvalleyrookie @ Jul 5 2016, 10:21 PM)
Why not buy a Rumah Selangorku as ur 1st property? EM's Simfoni 750sf unit is $100k only. U won't get 2nd chance after buying ur 1st property.
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I've considered that, but I won't be staying there it's too far from my home @cheras and my workplace.
It will be to flip after 5yrs lock period for rumahselangorku however I don't see very positive rental opportunity for Simfoni.. plus if I buy the Simfoni and get RMM at BJ end of this year I'm kind of worry it would affect my loan passing, not the margin but the purchase frequency?


IVL
post Jul 5 2016, 10:54 PM

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QUOTE(johotin @ Jul 5 2016, 10:46 PM)
300k vs 600k. If you have financial burden, go for 300k. That make a lot of difference.
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A few friends of mine are having the similar dilemma too, I guess many of the forumer here were too when planning for 1st house
Thanks for the kind advice Johotin & Sam. cool2.gif
IVL
post Jul 5 2016, 11:09 PM

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QUOTE(Wobblyblob @ Jul 5 2016, 11:03 PM)
You want to live in Bukit Jalil? Traffic jam loh. That day I travelling 3 hours back and fro from Cheras. KL and PJ is overly developed until it has gone out of proportion and terribly congested. But its up to you.
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Yup BJ is so jammed up from what i heard from my friend staying nearby BJ, but the one I'm looking for is at SK and SMK BJ side, less congestion kot.. anyway thanks guys, out of thread topic already.. I will still keep SEH2 on my list when making decision in near future biggrin.gif
IVL
post Jul 5 2016, 11:10 PM

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QUOTE(mamaky @ Jul 5 2016, 11:05 PM)
kiddo, SEH2 is not for u la. go back jiulai.
but, pls revisit this thread in 2020. thanks.
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Well If I couldn't afford SEH2 I won't even posting this. What makes you think that 25 yrs old is a kiddo?
IVL
post Jul 8 2016, 10:40 PM

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QUOTE(Victor3010 @ Jul 7 2016, 06:22 PM)
I would go for landed at Elmina / M-Residence as it is nearer to my social circle is around 1U/MidValley/Damansara area...
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Agreed, social circle is one of the factor too.. Elmina sold out, only 22x75 which cost more than 800k (out of range for a kiddo like me now sad.gif )


QUOTE(mthc @ Jul 8 2016, 09:39 AM)
Boss. It's good to start at 25. In fact I'm not much older than yrseld and I'm still in my mid twenties. We are kiddo. What to do? All these uncles and aunties own so many props haha. Got 1 early twenties kiddo I know here is making massively huge income that got me speechless.

Boss ignore these monkeys. Go for Enesta Kepong RUMAWIP. MRT 2 will be directly opposite and it's very near to city centre. Kajang/Semenyih properties are an alternative to a FD account. You wouldn't want to live here if your work and daily social life revolves around KL or PJ area.

Having said that some losers who claim overly developed area are horrible and think they own one or two or three landed here is a huge pride to them already. But they don't know 1 shoebox on a prime location is equals to all these 1 ot 2 or 3 landed added up tgt they own here.

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Enesta Kepong soldout long time ago, and SkyAwani I've missed it.. Yeah Kajang/Semenyih I consider as expansion pack for Cheras area.. agree on FD account alternative.. with the lower rate nowadays..

QUOTE(aaron1717 @ Jul 8 2016, 09:42 AM)
i used to having dilemma like you last time.... go and try and travel around those areas bro.... try to take leave... and travel during peak hours from those area.... see you can withstand the distance and the jam to KL anot.... for landed.... i tried and research the same for areas like shah alam 2, rawang, elmina, setia alam, semenyih, kajang, puchong south, rimbayu and alam impian.... in the end.... i chosen shah alam 2 because i know my field of work will have more chances at PJ subang shah alam or even klang....

however... to be honest.... if you willing to stay in a subsales in landed house in a future.... buy a condo now first.... get your marriage done first.... otherwise... once you bought a landed... everything will delay for sure.... 300k... loan installment rm1300 per mth.... i think u will have savings... buy a subsales landed in future when your income stabilized after the wedding... as I think new landed will be further outskirt in the near future...

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Thanks Bro, this is very useful advice given by experienced individual.  thumbup.gif

QUOTE(aaron1717 @ Jul 8 2016, 09:54 AM)
i dont think the frequency gt any effect on the loan as long as you have the quota and decent payment records... i bought two houses one shot last year.... bank just approved like that....
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Thanks, quota is ok for me, heading to Simfoni thread to find out more now..

QUOTE(johotin @ Jul 8 2016, 07:31 PM)
Kiddo is not refers to his/her age. It is his experience buying his 1st property. First house buyer aka kiddo, priority will be given on affordability and location.

When he buys next 2,3,4.... houses, he will learn to look at more factors, i.e. potentialof a township development.
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Affordability and location, point taken. Thanks nod.gif

This post has been edited by IVL: Jul 8 2016, 10:41 PM
IVL
post Jul 9 2016, 12:58 PM

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QUOTE(HPrules @ Jul 9 2016, 12:01 AM)
Cheras/Kajang highway - loke yew - tun razak - klcc parking

But must leave 8.20am to 8.30am from Semenyih.
Then it will take 45 mins-55 mins
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Wow, thats fast and I guess possible.. I came out from cheras - mrr2 - tun razak - klcc
8:25 am - 8:48 am, 23 minutes are the fastest
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