Hi everyone,

I need some advice!
I'm currently using my grandma's Proton Wira 1.5 GL (A), 1468 CC, manufactured in year 1996.
Aside that, my grandma has passed away and I'm currently in the process of transferring ownership, but in the meantime I need to use the car.

I need to renew insurance and roadtax but the runner who used to do it for me is not interested in helping, I've asked AAM if I can get insurance from them and they said its rejected due to the age of the car.

They have suggested I go to the Post Office and get insurance & roadtax done there, my question is, which insurance is the best to choose from the post office? Here are the companies listed below,

- Kurnia Insurance

- MAA Assurance

- Allianz General Insurance

- ETIQA Insurance

- ETIQA Takaful

- Syarikat Takaful Malaysia

- Malaysian Motor Insurance Pool

Also, besides doing it at the post office, does any other insurance company give insurance for my old car?

This is all very new to me as I'm only about to change to CDL licence this year, so please excuse my naivety
Thankssssss

Your only probable option is to opt for MMIP which is the last one out of the others that you have listed as your car is >15 years old.

What you have to do is to get the MMIP form filled and signed and pay the premium to the insurance company which sounds simple but I experienced some issues with NCB transfer and had to apply for half day off to get it done myself.

But nonetheless it can be done by a runner, most important bit is the form and signature.

EDIT : Also your car should only be eligible for Third Party Coverage as it's not under Hire Purchase anymore just some additional information. So you're only covered for the damage done to the third party and not to your own car if any bad thing happens.

EDIT 2 : http://www.uniasiageneral.com.my/mmip.html

More information for you to apply for MMIP.

This post has been edited by ffrulz: Jan 22 2015, 12:44 AM

just an additional note for MMIP, extension or amendment of your insurance can be done ONLY at any of the MMIP offices (check their website)

to renew, can consult any car insurance agent nearest to your location that provides services for MMIP insurance

Thank you so much for such detailed info!

Thank you!

Hi, I heard that to buy the MMIP Insurance, third party, the car must be at least 12 years old. I think this quite ridiculous!! Anyone know whether this is true? If it is, is it according to the terms and conditions? I want to buy the third party insurance for my Toyota Avanza 2008, i.e. seven years old. Thanks for any response.

TS, how much did the MMIP insurance cost for your car? I took Etiqa first party and they had loading also. Wanted 3rd party but could not it seems.