now advertise at rm713k only. pity TS.
http://www.mudah.my/X+2+Residency+Condo+Ta...8360.htm?last=1
If Bank Lelong my house, what is the impact on me?
If Bank Lelong my house, what is the impact on me?
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Feb 13 2015, 03:30 PM
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Senior Member
736 posts Joined: Jun 2012 |
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Feb 13 2015, 03:48 PM
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Junior Member
17 posts Joined: Jan 2015 |
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Feb 13 2015, 03:49 PM
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Junior Member
17 posts Joined: Jan 2015 |
QUOTE(Yamma @ Feb 13 2015, 03:30 PM) ya la, the only depreciated value condo I have seen... |
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Sep 19 2019, 11:11 PM
Show posts by this member only | IPv6 | Post
#104
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Junior Member
138 posts Joined: Jun 2016 |
what happened to this case after so long?
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Sep 19 2019, 11:19 PM
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space |
Among the 4 big things not to do:
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Sep 20 2019, 06:24 PM
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Junior Member
139 posts Joined: Apr 2012 |
just wondering if defaulted the loan, but ur hand got other property still serving loan, and some paid off... bankruptcy the bank will take all ur asset (including ur car) away, or just the defaulted loan property only?
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Sep 20 2019, 10:20 PM
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Junior Member
55 posts Joined: Sep 2019 |
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Sep 21 2019, 12:18 AM
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Junior Member
405 posts Joined: Aug 2013 |
QUOTE(Humanoid @ Sep 20 2019, 06:24 PM) just wondering if defaulted the loan, but ur hand got other property still serving loan, and some paid off... bankruptcy the bank will take all ur asset (including ur car) away, or just the defaulted loan property only? cant keep asset when you’re bankrupt. have to sell everything. |
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Sep 21 2019, 12:46 AM
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Senior Member
1,114 posts Joined: Mar 2008 |
QUOTE(sosobear @ Sep 21 2019, 12:18 AM) Correct you will start of Zero or ground Zero all Asset under your name will be ceased and confiscated from the bank. But then again there is always GoKL Bus which is free of change for you to roam around KL> |
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Sep 23 2019, 02:53 PM
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Junior Member
139 posts Joined: Apr 2012 |
QUOTE(DiRecToRofSaTaN @ Sep 21 2019, 12:46 AM) Correct you will start of Zero or ground Zero all Asset under your name will be ceased and confiscated from the bank. even joint name also or even fully paid property? wa thats crazyBut then again there is always GoKL Bus which is free of change for you to roam around KL> |
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Sep 23 2019, 03:12 PM
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Senior Member
2,715 posts Joined: Oct 2004 From: The backyards of boleh land |
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Sep 23 2019, 03:12 PM
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All Stars
21,458 posts Joined: Jul 2012 |
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Sep 23 2019, 06:05 PM
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Senior Member
1,114 posts Joined: Mar 2008 |
When it comes to dealing with Banks there are limited choices and number one choice is pay pay and pay ...
It will definitely haunts your well being .. and don't ever think that declaring Bankrupt is the only option. |
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Sep 24 2019, 10:43 AM
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Junior Member
277 posts Joined: Dec 2010 |
before u thinking of bankruptcy, why u didnt explore the other alternatives?
sell lower than market price ( thats still better than lelong) or rent out to cover monthly loan at this time. Your other part not keen to do anything cause he expect u to pay the monthly installment. u must fix with him and not wait him suddenly pay u. it wont happen. This post has been edited by Yukieliow: Sep 24 2019, 10:45 AM |
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Sep 26 2019, 11:45 PM
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Junior Member
139 posts Joined: Apr 2012 |
QUOTE(triple02 @ Sep 23 2019, 03:12 PM) as long as cover off the debted property, then fully paid property wont be auction off liao is it work that way?is it calculated based on the property price according to SPA price or price include interest ar? |
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Sep 27 2019, 12:12 AM
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All Stars
21,458 posts Joined: Jul 2012 |
QUOTE(Humanoid @ Sep 26 2019, 11:45 PM) as long as cover off the debted property, then fully paid property wont be auction off liao is it work that way? bank is only interested to recover outstanding amount. if the borrower couldn't repay within certain time frame, bank could seize the property and auction off.is it calculated based on the property price according to SPA price or price include interest ar? This post has been edited by icemanfx: Sep 27 2019, 12:13 AM |
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Sep 27 2019, 01:17 AM
Show posts by this member only | IPv6 | Post
#117
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Junior Member
454 posts Joined: Aug 2013 |
QUOTE(xx_xx @ Jan 24 2015, 09:53 AM) And I wonder why when there is any letter from Majlis perbandaran or the local office to ask for cukai and something, I think its assessment. You need to pay quit rent & assessment. Its usually payable to the lical authority.. Cukai pintu n cukai tanah.. those letter only addressed to him only??? Is it normal?? I am just worried that if he plating some tricks behind me and later ended up the property will turn to his name afterall Whoa.. U sure are beginner in buying property. Your ex is a trash... Ask lady to pick up his poopoo.. |
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Sep 27 2019, 07:12 PM
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Junior Member
405 posts Joined: Aug 2013 |
QUOTE(Humanoid @ Sep 26 2019, 11:45 PM) as long as cover off the debted property, then fully paid property wont be auction off liao is it work that way? will recover debt, compounded interest, legal cost, auctioneer cost...is it calculated based on the property price according to SPA price or price include interest ar? This post has been edited by sosobear: Sep 27 2019, 07:13 PM |
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Sep 27 2019, 07:33 PM
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Probation
3 posts Joined: Sep 2019 |
if the house lelong price is lower than bank loan is how?
owner need to declare bankrapt? |
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Sep 28 2019, 10:22 AM
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Senior Member
1,263 posts Joined: Dec 2009 |
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