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Credit Cards Maybankard 2 Gold & Platinum Cards V12, TP inflation,400TP=RM1 starting 1 May 15

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victorywp
post Feb 23 2015, 04:52 AM

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QUOTE(apitzhnu @ Feb 23 2015, 12:03 AM)
Yea, but I don't know whether it is transferable or not. Need to check with them
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yes, any cash voucher is transferable. cash vouchers is meant to be transferred from one person to another.
victorywp
post Feb 23 2015, 04:46 PM

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QUOTE(mobeus @ Feb 23 2015, 04:41 PM)
wahlao...apa mau redeem ni..
kalau redeem voucher dpt around rm350..worth it x?
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if the voucher you selected is based on 12,500tp = rm50, then worth it...
victorywp
post Feb 23 2015, 04:49 PM

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QUOTE(fruitie @ Feb 23 2015, 04:16 PM)
I'm not sure if I should upgrade my card now? I'm just afraid it will charge the Government Service Tax RM 50 to my new upgraded cards right after it is approved. Or should I do it after 1st April? unsure.gif

My current combo's anniversary is in April (embossed on my card). So, should I upgrade it now or no?

I'm very confused with this new GST thingy for credit cards.

So far I only attended GST trainings for HR practitioners. blush.gif
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if the embossed shows april, the gst shall be charged on march... if not mistaken.
victorywp
post Feb 24 2015, 11:02 AM

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QUOTE(terence_say @ Feb 24 2015, 10:51 AM)
Finally, my Maybankard 2 platinum had been approved.

Before i apply for this card, i noticed is very difficult for ppl like us working in SG and earning SGD currency to apply for this card or most of them only approve for GOLD card.

I also thanks some member in this forum for advice me not to apply through agent but direct walk in to the branch to apply.

I'm just graduate from SG uni and start working in SG less than 6 month,my monthly income is above SGD 3K. I had a car loan with PBB which just bough 3 month ago.

Before I apply for Maybank credit card, I had applied CITIBANK CASH BACK through my secondary school friend which is an agent, however my HR does not willing to help me on employee verification and therefore the process stuck there and i did not get the card.

Later on, I try to apply for HSBC VISA PLATINUM by tele marketing but unfortunately after nearly 1 month of waiting, my application was rejected.

The friday before chinese new year, I walk in to MAYBANK Citi Square,JB branch to place the 4.13% CNY FD Promotion and the banker upgrade me to Maybank Aspire status. I also apply credit card through her and pass her my 3 months salary payslip and 3 months bank statement.

At first she just help me to tick the gold card column and i request to tick for the platinum as well. At the same day, Maybank KL call me to verify my email and my malaysia hp number and ask me wish to collect at branch or deliver by courier service.

After 1 week, no news.

I decide to called the card center yesterday to check my application status and the cs told me was still under in progress. The cs also told me that i was only apply for the gold card ONLY, i then tell the cs i wish to try platinum first,if cannot then only apply for gold, he ask me my annual income over the phone and i told him was about 38-40k SGD, he say ok, will try for platinum first. I told him i need this card this week as im going oversea next week, i need this card for my oversea expenses.( which is not true,just to find a excuse to make them feel the urgency). The cs then told me that he will expedite my application.

After 24 hours, when this morning i log in to my M2U, the platinum card was approve and finally i get my first credit card in my life.

Conclusion:
For those who working in SG, apply through branch may have higher chances.

To make sure the banker apply the correct card that you wish, please call card center to double check.

If you want the result faster, can always call the card center and give them any valid reason under the sky.

P/S: Talk to them nicely is important, we are all human being.
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congrats on your success to own a cc after a few failure! never give up is always good! thumbup.gif
victorywp
post Feb 24 2015, 11:22 AM

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QUOTE(Alec.Yong @ Feb 24 2015, 11:21 AM)
What gift voucher?
Many people? crowded?

Thinking to go after work.. drool.gif
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i thought you went twice earlier already? why not redeem one shot in one trip? lol...

or within these few days you accumulated a lot tp again.

This post has been edited by victorywp: Feb 24 2015, 11:23 AM
victorywp
post Feb 24 2015, 11:24 AM

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QUOTE(nargcore @ Feb 24 2015, 11:21 AM)
received my card 2 months ago,when will they charge the annual gst?
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anytime now... most probably in your next statement.
victorywp
post Feb 24 2015, 11:26 AM

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QUOTE(Alec.Yong @ Feb 24 2015, 11:23 AM)
Mr Victor..
They only allowed RM2K per day lah..
So I have to go everyday.. rclxub.gif
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oops, forgotten you are a high spender... because my total redemption only rm2k. itu pun i separate few times to redeem (some parkson, some mydin). blush.gif
victorywp
post Feb 24 2015, 11:27 AM

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QUOTE(nargcore @ Feb 24 2015, 11:25 AM)
dammit,might as well keep my card for another year and cancel before the next gst charge.

Thanks!
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what do you mean? you just received your card and you wanted to cancel it already?
victorywp
post Feb 24 2015, 11:44 AM

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QUOTE(fruitie @ Feb 24 2015, 11:39 AM)
Why do you want to cancel such a nice and useful card? blink.gif
My friends from China envy my Maybank card, they said China doesn't have such good card after seeing me redeemed RM 600 Aeon vouchers earlier. Got two free Krispy Kreme donuts when shopped in Bobbi Brown MV. Weekends 5% rebate. We are going to Legoland and I can buy 4 tickets at 35% discount. Then this Thursday, we are going to watch movie at TGV, buy 1 free 1. laugh.gif
What is MR? blink.gif
Anyway, it is 12500 TP = RM 50 Aeon voucher. smile.gif
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wah, you fully utilised your mbb2cards to the max!

i think he meant amex membership rewards..
victorywp
post Feb 24 2015, 05:16 PM

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QUOTE(Alec.Yong @ Feb 24 2015, 05:08 PM)
I think this is the only voucher in the market without the expiry date... drool.gif
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if you redeem for mydin vouchers, then use that vouchers to reload into your tng card, it also become without expiry date already. that's what i did. brows.gif

This post has been edited by victorywp: Feb 24 2015, 05:19 PM
victorywp
post Feb 24 2015, 05:23 PM

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QUOTE(Alec.Yong @ Feb 24 2015, 05:18 PM)
But I still preferred Aeon vouchers lah..
BTW, I think I never been to any Mydin before..
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although mydin not for rich guys like you, but since got 4 mydin in melaka, you should go visit-visit ma. otherwise people don't believe you are malaccan lor. laugh.gif biggrin.gif tongue.gif

but since tng card only can keep max rm1.5k, so i keep the balance mydin vouchers on hand first, then use it to reload when tng card credit is lower. brows.gif
victorywp
post Feb 24 2015, 05:49 PM

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QUOTE(leo_kiatez @ Feb 24 2015, 05:30 PM)
Only Mydin ayeh keroh can redeem for Mydin voucher rite?
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i also not sure leh... but usually only the big mydin have this facility.
victorywp
post Feb 24 2015, 06:01 PM

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QUOTE(Alec.Yong @ Feb 24 2015, 05:58 PM)
What about Aeon voucher? can ah?
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got buyer sure can la. i think aeon voucher even easier to sell if compared to parkson (due to its expiry date).
victorywp
post Feb 24 2015, 06:04 PM

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QUOTE(rae0724 @ Feb 24 2015, 06:02 PM)
hmm... i just get my cards
but a bit keliru on what using which card @@ although i did do research TT
to pay insurance, i use amex card
for petrol, weekend use amex, weekday use visa? @@
how about tesco, jusco, seng heng those? @@
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if the merchants accept amex and you can wait until weekends, everything also use amex. in this way you can get additional 5% ma. tesco, jusco, senheng accept amex.
victorywp
post Feb 24 2015, 08:34 PM

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QUOTE(polarzbearz @ Feb 24 2015, 08:31 PM)
so with the TP inflation (from 250 pts = RM1 ---> 450 pts = RM1)... how much % is it in terms of cash back?

Used to be 2% effective cash back hmm.gif
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400tp = rm1
1.25%
victorywp
post Feb 24 2015, 10:08 PM

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QUOTE(rayfoo @ Feb 24 2015, 09:49 PM)
23-Feb-2015 23-Feb-2015 THE GREAT MAYBANK SALE CAMPAIGN  RM8.00

not sure what is this for
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if not mistaken is the promo that you get to buy the selected items at rm8 each right? congrats!
victorywp
post Feb 25 2015, 08:35 AM

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QUOTE(rae0724 @ Feb 25 2015, 08:32 AM)
so if i use amex on weekdays.. dun hv points? @@
or i use the visa better?
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have points but don't have 5%. use amex all the time possible especially during weekends.
victorywp
post Feb 25 2015, 11:19 AM

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QUOTE(peri peri @ Feb 25 2015, 10:59 AM)
last minutes redemption, this will giving me headache.
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what so headache for you? just redeem nando's voucher and go eat peri-peri chicken la. brows.gif
victorywp
post Feb 25 2015, 01:08 PM

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QUOTE(chongaik82 @ Feb 25 2015, 11:52 AM)
Although one card can access all TPs. Yesterday when i redeem TPs at Harvey Norman only deduct from my Amex(i pass the lady my Amex card) even i ask to go for max possible points i can redeem.  blush.gif
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you should pass the card (for eg. master/visa) that has the tp that you want to redeem first. if not enough system will automatically use your other cards (for eg. amex) tp to complete the redemption.
victorywp
post Feb 25 2015, 01:14 PM

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QUOTE(peri peri @ Feb 25 2015, 12:30 PM)
still better than cimb reward points.
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if you use cimb pay with point, only 200 points = rm1, which better than mbb 250 tp = rm1 leh...

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