And the developer yet to call me for snp signing....
Casa Green @ Bukit Jalil aka Bukit OUG, Next to Z residence
Casa Green @ Bukit Jalil aka Bukit OUG, Next to Z residence
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May 28 2015, 08:24 AM
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#1
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12 posts Joined: May 2015 |
Hi, i gotten my loan offer from RHB... 4.45% semi flexi without MRTA...
And the developer yet to call me for snp signing.... |
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Jul 6 2015, 09:20 AM
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#2
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12 posts Joined: May 2015 |
QUOTE(Fat3Twister @ Jul 5 2015, 01:32 PM) Depends on your financial ability and the records, nowadays Bankers are very cleaver... they wants those quality customers... that is why some get 4.50%, 4.55%, 4.45% etc...I got my loan wht RHB - 4.45% semi flexi without MRTA... |
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Jul 7 2015, 02:54 PM
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#3
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12 posts Joined: May 2015 |
QUOTE(LookingforHome @ Jul 7 2015, 01:48 PM) Just my point of view, Honestly, it is quite interesting for this Block A purchasers... to be honest, the 10k works actually is reasonable compare to what they have offering (not only air-con, the whole works), if you really go and study and quote for the work with sub-con.The case of China to produce massive quantity than the American to produce quality but in small quantity. Long run quantity far more profitability than quality.. Unless, the profit margin for 1 unit of American's good is about 100x the China's good. But, they already sold off the big cake... unless, they can turn the table around again.. No matter how, already can estimate the profitability and it is limited From the start of this game, it is a wrong strategy.. SA misleading.. that's why there is a need to invest in human capital rather to have newbies to run it. Additional work does not imply any impressive competitive advantage Purchaser background of block A - majority highly educated and young, therefore they are daring to challenge everything, totally different from Block B and C profile. Anyhow, this developer already built a bridge. In future, they can make more projects and to take home better profit margin.. Such a great case study... The more they cut, the more they lost even though it may look alike they win especially if there is bad publicity from a social community project... Because purchasers managed to squeeze them, finally consumers are the winners This is the reason why not all business owners are interested to do social community project Block B and C purchasers must be thinking, what's wrong with these people? If you all don't want, pass it to us.. Meleleh air liur.. For Block B and C buyers, everyone looked that its worth, if you really follow up on the begining lauching date of this project, Block B & C have been sold out within 2 to 3 days, and 1 thing i would like to clarify to your understanding is - not only Block A buyers are educated. All lot of the buyers for Block B and C are actually highly educated too, and only thing made it diff is - the income has exceeded the affortable home limit... I just share my opinion, no offend.. |
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Aug 25 2015, 08:36 AM
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#4
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12 posts Joined: May 2015 |
QUOTE(panpan @ Aug 24 2015, 09:46 PM) Hi may I know which bank loan u all taken? I still wondering want take UOB of RHB? Can share between RHB&UOB loan?Both are good coz can finance parking& no MRTA.Lock for 3 years. For Full Flexi, you will need to pay the monthly charge of 10 plus GST 0.60 as you have the cheque service...RHB offer full flexi 4.5% with parking(no withdraw fee), UOB offer semi flexi with parking (per withdraw fee Rm50). RHB no withdraw fee, no monthly fee, just need open an current account with RM1000 maintain in account. Seem RHB look good but I am not sure any other additional fee & charges for RHB current account? What are need to concern for the loan we taken?fee&charges? Thanks in advance! |
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Aug 26 2015, 08:27 AM
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#5
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12 posts Joined: May 2015 |
QUOTE(panpan @ Aug 25 2015, 11:10 PM) This is compulsory under Full Flexi loan and u can't avoid for that, and of course this is the facility you have gotten from Full Flexi as you can redraw your money by using cheque. As for semi flexi, all the redraw will need to give the notice (over counter) and RM50 & GST 3 will be charged for each time you request the transaction.if i am not mistaken, RHB will need you to pay RM200 fee and GST 12 when you opening the current account, of course the cheque book u will also need to pay for it, you can further refer to the official.. |
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Sep 23 2015, 01:36 PM
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#6
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12 posts Joined: May 2015 |
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Sep 23 2015, 01:38 PM
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#7
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12 posts Joined: May 2015 |
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Sep 30 2015, 10:28 AM
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#8
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12 posts Joined: May 2015 |
QUOTE(ims2628 @ Sep 29 2015, 07:15 PM) When signing i will advice need to check carefully with developer they so called assign lawyer firm, because some of their firm is not the bank main panel but just ad hoc claim that is that bank panel, such as S F Chin is not RHB main panel. Mind to share what will be impacted to the owner if SF Chin is not the RHB main panel? As I am taking RHB loan and the lawyer handled my case is SF Chin as well.This post has been edited by leesc10: Sep 30 2015, 10:29 AM |
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Sep 30 2015, 01:33 PM
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#9
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12 posts Joined: May 2015 |
QUOTE(fbs @ Sep 30 2015, 12:49 PM) This happens if it's a subsale case. Normally for project end financing the developer would have informed the banks that they will have panel lawyers to handle their cases. And if late interest is due to developer's panel lawyer then it's developer's lawyer's problem and they shouldn't charge the purchasers as compared to if the lawyer appointed not developer's lawyer and there is a delay. I still don't get it, it means for the case like Amber, it will not have any concern? |
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Oct 5 2015, 08:44 AM
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#10
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12 posts Joined: May 2015 |
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Oct 15 2015, 12:41 PM
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#11
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12 posts Joined: May 2015 |
Has anyone from Block C buyers already received the progressive billing? I havent got mine but i checked the loan account, the 1st billing has been paid (6.5k), is that correct?
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