Ah Boom Ah Sir, the call centre did not give you the correct info. 

As I mentioned, the leng lui confirmed again today (you gave me excuse to talk to the leng lui  ), that the Islamic FD 15 mth 4.5% is available. Min 5k, until 31/3. Please note Islamic FD, the conventional one was ended last Friday.

Today I was in CB to get new notes and to place 1 month 9.18% FD.    Then one month later to move to SCB 15 mth 4.5%.   

Actually my RM is a leng chai. But this guy is more difficult to get on the phone. Give me more excuse to talk to the leng lui. 

Instead of doing this 12 times in MBB, do it once in PBB. MBB claimed that each transaction max is 5k (when I used cheque). PBB wise no such limit. So if PBB is convenient for u, use PBB one time will do.